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I was born in 1992.
I remember as a kid from around 1998 to 2005 or so, I would get credit card offers in the mail from all different places, mainly saying "your pre-approved".
Thing is, I stopped getting offers one week. Since then, to this day, I have NEVER gotten a single offer in the mail. Even after I turned 18.
I talked to my parrents, and they never did a "opted-out" for me. I opted in a few months ago.
1. Is it normal for someone to get offers at a young age? I never had an id theft probem.
2. How come all of a sudden I quit getting offers in the mail?
Financial crisis all the banks tightened up their lending practices.
It is not uncommon for children to get CC offers. My daughter starting receiving some before she entered school.
Since you have opted-in, give it some time and you will probably start to see offers again in the not too distant future.