Reply
Frequent Contributor
Jubeyy
Posts: 258
Registered: ‎06-03-2008
0

Using Amex card on Ebay via PayPal.

I was wondering how Amex is about being on a PayPal account.  Has anyone had problems?

 

I know that amex can put a $99 temporary verification fee on a tank of gas....how are they about Ebay/PayPal?  What I mean is, when you bid for an item does Amex see this (if they are linked as your PayPal payment source) and put some weird temporary fee on there?

Epic Contributor
Creditaddict
Posts: 20,876
Registered: ‎10-23-2007
0

Re: Using Amex card on Ebay via PayPal.

I pay all my ebay purchases with amex because they have the best charge back service ever!

you have any issues and more than half the time amex just credits your account with no questions asked and they go after the person on there own. 

Fico Scores: EQ- 682 DCU, TU 696 Walmart, EX 695 NASA(10-6-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
63 Cards and Counting :smileytongue:
Frequent Contributor
Jubeyy
Posts: 258
Registered: ‎06-03-2008
0

Re: Using Amex card on Ebay via PayPal.

I heard they were good for Ebay/Pay Pal.

 

What I want to know more specifically is, they reduced my $2000 limit to $500...I want to buy something that's $300....I have a zero balance......if I bid for $310 as my high bid will they see this and start getting nervous?  There are still 3 days left for this item's auction.  I just don't want them to see I bid that much and then cancel my card or FR me before the auction is over.   

Epic Contributor
Creditaddict
Posts: 20,876
Registered: ‎10-23-2007
0

Re: Using Amex card on Ebay via PayPal.

Amex is not going to see your bidding, they are just going to see the charge when you pay if you choose to use that amex card. can't get lower then $500, next they just close the account... so I wouldn't really worry about them doing anything at this point!
Fico Scores: EQ- 682 DCU, TU 696 Walmart, EX 695 NASA(10-6-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
63 Cards and Counting :smileytongue:
Regular Contributor
jacred
Posts: 104
Registered: ‎09-21-2008
0

Re: Using Amex card on Ebay via PayPal.


Jubeyy wrote:

I heard they were good for Ebay/Pay Pal.

 

What I want to know more specifically is, they reduced my $2000 limit to $500...I want to buy something that's $300....I have a zero balance......if I bid for $310 as my high bid will they see this and start getting nervous?  There are still 3 days left for this item's auction.  I just don't want them to see I bid that much and then cancel my card or FR me before the auction is over.   


 

You might want to check with eBay, but as far as I know, eBay and Paypal aren't *linked* quite this much.  When you bid on an item, you are agreeing to pay for it, but generally you have other options for HOW you'll pay for it (money order, check, etc) so I would not think that Paypal "monitors" your bidding, let alone informs your linked credit cards / bank accounts about your bidding. 

 

I would think that Paypal doesn't actually get involved in your eBay activity at all until you actually pay for an item you've won and indicate Paypal as the payment method...

Established Contributor
nicemann
Posts: 583
Registered: ‎03-12-2008
0

Re: Using Amex card on Ebay via PayPal.


jacred wrote:

Jubeyy wrote:

I heard they were good for Ebay/Pay Pal.

 

What I want to know more specifically is, they reduced my $2000 limit to $500...I want to buy something that's $300....I have a zero balance......if I bid for $310 as my high bid will they see this and start getting nervous?  There are still 3 days left for this item's auction.  I just don't want them to see I bid that much and then cancel my card or FR me before the auction is over.   


 

You might want to check with eBay, but as far as I know, eBay and Paypal aren't *linked* quite this much.  When you bid on an item, you are agreeing to pay for it, but generally you have other options for HOW you'll pay for it (money order, check, etc) so I would not think that Paypal "monitors" your bidding, let alone informs your linked credit cards / bank accounts about your bidding. 

 

I would think that Paypal doesn't actually get involved in your eBay activity at all until you actually pay for an item you've won and indicate Paypal as the payment method...


 

You are correct on that.  There is no way your linked credit cards or bank accounts will be notified if you are only bidding.  They aren't told anything till you go to pay for it and you selected that card as you payment.
As of 04/23/2011 - 731 for EQ FICO
As of 03/02/2012 - 779 for TU FICO
As of 12/2010 - 720 - 729 For EX (Chase FICO Score Provided by EX)

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}