@Anonymous wrote:
@txbusted wrote:
So I have a new Cap One Plat card (2k limit) and I know from past experience with them that you are more likely to get a CLI if you have heavy usage. The only bill that I have that would account for half of it is my rent. My plan is to use it to pay my rent online the day before my rent is due and then pay it off as soon as it posts since I get paid the 1st of every month. I would like a nice credit increase down the line but I also don't want to charge unnecessary items in order to show heavy usage. This is my 5th CC but my highest limit. Right now my utilization is about 5-9%. I use my BOA rewards card to pay for gas and food since I get about 3% back on those.
My question: Will Cap One look at charging my rent negatively?
Capital One will love you if you charge your rent and then pay in full.
+1 they want to see that your able to make the larger payments that would come with a larger CL.
