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@Anonymous wrote:
So if I used the card on November 5th (the due payment date), I'll have to pay back on the same day? Thank you for responding 🌷
No, you'd have to pay it by the next statement's due date to avoid interest. You wouldn't have to pay same day.
I find a more useful way to think of it is in terms of amounts versus actual transactions. Say for example your most recent statement shows a balance of $257.14 - that's how much you need to pay before your next due date to avoid interest. Other stuff may have posted to your account since, but just make sure to have at least $257.14 paid by your next due date.
Everything you buy from the 9th to the 8th, need to be paid the next 5th in full to avoid interest.
If you buy something Nov 4th, you will need to pay it by Dec 5th to avoid interest. (Oct 9th-Nov 8th statement, due date Dec 5th).
If your card is at $0 and you buy something Nov 9th you will need to pay that Jan 5th. (Nov 9th-Dec 8th statment, due date Jan 5th).
You can change the due date if it works better for you.