Using credit card on PayPal

[js2787]

Are these viewed as "cash advances"? Or purchases?

Scenario:

I want to sent money to a friend for an item via PayPal. Just curious since I am not purchasing from day ebay...etc.

[Blodreina]

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@Anonymous wrote:

There is no fee when you use your card to pay for goods, services, or eBay items.

If you use your card to send money to someone for personal reasons (not to pay for something), we charge a small fee.

You can pay the fee or ask the recipient to pay it. Your card issuer may charge a cash advance fee, too

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Sounds like it depends on the card.  I've never sent money this way, so I can't speak from personal experience.

[Jaylima91]

If sent as goods or services it may be considered as a purchase. If sending to family or friend it may be considered cash advance 

[Anonymous]

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@Jaylima91 wrote:

If sent as goods or services it may be considered as a purchase. If sending to family or friend it may be considered cash advance 

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I think this is correct. When you get the option to choose, select "I'm paying for goods or services".

[shakalaka]

If you select "I'm paying for goods or services" at will count as purchase. At least for Amex, Discover and Chase. These are the ones I used so far and yes, it has been non ebay payments.

[JSS3]

AFAIK whenever I used a credit card to send money, I'd choose, "Sending to friends and family". Never have I been charged a cash advance fee. I believe the difference between the two(Sending to friends/family vs Paying for Goods and Services) is who has to pay the 3% fee. 

I vaguely remember the old paypal requiring you to first choose sending to family but then you'd have to select either "goods and services" or "cash advance". Not absolutely sure though. 

[takeshi74]

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@js2787 wrote:
Are these viewed as "cash advances"? Or purchases?

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Depends on the type of transaction.

https://www.paypal.com/us/webapps/helpcenter/helphub/article/?articleID=FAQ499&m=SRE&url=https%253A%...

[Luscher]

I used my BOA card to send $2600 through paypal and had no problem. Even left the balance on the card for 3 months......They kinda liked it considering they gave me a CLI of 8k after I paid it off

[Anonymous]

I've been using AMEX on paypal forever. No problems here.

[Luscher]

The only time a CCC will have a problem is if you are trying to use it as a cash advance like sending money to yourself somehow or sending money to a family member for yourself. If they catch on to it, they may not like it. Idk why anybody would do that since paypal charges a fee, but you never know these days