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In tiny print, way, way, WAY down several screens, I found this excerpt from Avis
" If you use a debit card at this location, you won't need to present a second form of identification, but we will perform a credit check at the time of rental to determine credit worthiness."
In other words, pay cash, get credit pulled. Pay with credit, no credit pull.
This happened with me, but was a soft pull.
@IOBA wrote:In tiny print, way, way, WAY down several screens, I found this excerpt from Avis
" If you use a debit card at this location, you won't need to present a second form of identification, but we will perform a credit check at the time of rental to determine credit worthiness."
In other words, pay cash, get credit pulled. Pay with credit, no credit pull.
Park on a driveway; drive on a parkway.
(George Carlin)
How do they pull your report without SSN?
@tengtengvn wrote:How do they pull your report without SSN?
I have a reason to believe that reports can also be pulled just by using name & address. SSN is not really required.
@Anonymous wrote:
@tengtengvn wrote:How do they pull your report without SSN?
I have a reason to believe that reports can also be pulled just by using name & address. SSN is not really required.
Also, the car rental companies either make a copy or just ask to see your driver's license, and it always seems that they type everything on it into their system, and driver's licenses often include your Social.
That is true. I went through the process. I thought it was a hard pull though. A tip to them is whichever cc you may use initially, make sure it is the farthest date from reporting to the bureau's. Use that card and when you return the car, then use your debit card. On car rental agencies defense, most have had issues with people that use their debit card not understand the differences in rules. They want to insure that if the car is damaged and you don't take their insurance that you are responsible to be able to repair it one way or another. If your credit score is low, they consider you a risk and deny you. It is the same theory businesses are using in hiring nowadays. "If you can't handle your own money, how can you handle mine?" Not saying it is right all the time, but I get it. I don't like it, but I get it.
@Anonymous wrote:
Also, the car rental companies either make a copy or just ask to see your driver's license, and it always seems that they type everything on it into their system, and driver's licenses often include your Social.
Really? Which states do that? I know Texas doesn't.
From a BK years ago to:
9/09 EX pulled by lender 802
3/10 EQ- 800
4/10 TU -772
You can do the same thing with hard work
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