A few minutes ago I was thinking of how I could possibly get the most use out of the AF I will start paying next year if I most likely keep my Premier Rewards Gold card. Here's some of the benefits I have noticed, but am hoping someone maybe able to add more to the list. Some are unspecific to the card its self but relevant for a full picture.
1.) Since it is a charge card it doesnt affect your credit score as much or at all when ever you make a large purchase which may load a normal card over an ideal %
2.) Backdating, whenever you open a new Amex card it doesnt drop the AAoA
3.) Customer service, they are highest ranked or one of the highest ranked out of all the credit companies
4.) Disputing charges, are more likely to side with the card holder when a charge that may be innaccurate
5.) Extra points on travel purchases when bought through Amex travel\
6.) Extended warrenty on US bought products
7.) Reimburse money when you want to return an item that a retailer wont accept
8.) Exclusive access to tickets for major events
9.) Premium road side service
10.) Shop runner express delivery subscription option
11.) Consecutive hotel stay rebates when used to pay for things such as food, beverage or other items up to $75
12.) Baggage insurance
13.) Car insurance, loss and damage coverage
14.) Travel accident insurance
I also read somewhere that if you move to another country you are able to switch your accounts and cards to that countries Amex if you don't want to keep your other cards or re start over in building a full credit history in that given country.
Edit: also 2X MR points on grocery and petrol(gas), thanks mongstradamus.
USAA Platinum Mastercard: $8000
American Express HHonors no AF: $12000
American Express Premier Rewards Gold: NPSL
American Express Platinum: NPSL
US Bank Cash+ Visa Sig: $5100|Chase Freedom: $7000|Chase Sapphire Reserve: $10000
Total combined CL:$42,100|Exp: 763(788Amex)|Equ: 759|Tu: 769 (04 May 2016)
