04-01-2013 07:02 PM
Does util count as from the total amount of credit you have or is it just for one card?
I have $1250 in credit
I owe $276 on that total credit but that is all on one card....how should that report? I just want to know what to expect on the 5th
04-01-2013 07:04 PM
it counts on both levels on Transunion Fico only
04-01-2013 07:08 PM
Equifax only the total UTL of all the cards combine
04-01-2013 07:34 PM - edited 04-01-2013 07:36 PM
04-01-2013 07:49 PM
That is weird - TU cares about the individual cards and the other bureaus don't?
04-01-2013 07:54 PM
I agree with you
I never really got that part since fico uses the info from the bureau and calculate the score so what's the deal with the different calculation on this?
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