Reply
Regular Contributor
Posts: 179
Registered: ‎09-23-2008
0

Utter shock....Target Visa LUV!

I can't believe it!!  I checked the mail yesterday and had a letter from Target card services along with my statement.  I open the letter and it was a CLI!  Not a big one...only a $500 increase to $1500, but I have been stuck at $1000 for 5 years.  Prior to being a Visa it was a Target store card that I opened in 1997....my very first CC!  They initiated the conversion to the Visa.

 

Yay!

 

9/26/08 TU: 528 EQ: 558 EX: 560
11/7/08 TU:584 EQ:601 EX 600
7/21/09 TU:636 EQ:626
12/27/11 TU: 675 EQ:680
Frequent Contributor
Posts: 259
Registered: ‎01-10-2012
0

Re: Utter shock....Target Visa LUV!

That's great!  I have been stuck at $500 on my store card for 3 1/2 years now.  No LUV whatsoever. 

Congratulations!


Starting Score: 639 (Walmart TU)
Current Score: TU 668 EX 649 EQ 657 (All Lender Pull 1-13-2012)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)


Take the FICO Fitness Challenge
Established Contributor
Posts: 759
Registered: ‎10-04-2010
0

Re: Utter shock....Target Visa LUV!

Congrats!

BK in 2008, after making very stupid financial. decisions.

Barclay's Apple Financing Card ($8400) --- Capital One Quicksilver ($13,000)---GEMB CareCredit ($5700) --- AUFCU ($10000)--- Walmart ($5000)--- Discover IT ($5000)

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: Utter shock....Target Visa LUV!

Congrats!!!



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Moderator Emeritus
Posts: 4,875
Registered: ‎11-02-2010
0

Re: Utter shock....Target Visa LUV!

Congrats! Any increase is a positive step!


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Super Contributor
Posts: 6,670
Registered: ‎04-07-2008
0

Re: Utter shock....Target Visa LUV!


johnsj21 wrote:

I can't believe it!!  I checked the mail yesterday and had a letter from Target card services along with my statement.  I open the letter and it was a CLI!  Not a big one...only a $500 increase to $1500, but I have been stuck at $1000 for 5 years.  Prior to being a Visa it was a Target store card that I opened in 1997....my very first CC!  They initiated the conversion to the Visa.

 

Yay!

 


Good for you :smileyhappy:




Valued Contributor
Posts: 1,142
Registered: ‎09-01-2011
0

Re: Utter shock....Target Visa LUV!

Congratulations on the increase!  I think it stinks that it took 5 long years to come to pass but, thank God for small favors--:smileyhappy: 



Husband's Current Score: EX 691 CUSC; EQ 694; TU 687; Mine: EX 773 (AMEX); EQ 720; TU 750
Wallet Contents: SECURED: Capital One Platinum Mastercard, US Bank Harley Davidson Visa, USAA Bank American Express;
UNSECURED: Chase Freedom; USAA Cash Rewards World Mastercard, Discover More, CUSC Platinum Rewards Visa, American Express Zinc, American Express Blue Cash Preferred, Amazon Card, Walmart Discover Card
Senior Contributor
Posts: 3,322
Registered: ‎05-05-2011
0

Re: Utter shock....Target Visa LUV!

Congrats! :smileyhappy:

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Moderator Emeritus
Posts: 4,470
Registered: ‎12-31-2008
0

Re: Utter shock....Target Visa LUV!

Great news!  Glad to hear that Target give out LUVs.  Eventually, at least!  :smileywink:

Just puttin' syrup on something, don't make it pancakes.
Regular Contributor
Posts: 177
Registered: ‎10-14-2011
0

Re: Utter shock....Target Visa LUV!

Hehe, what a nice surprise!  

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.