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Utter shock....Target Visa LUV!

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Regular Contributor

Utter shock....Target Visa LUV!

I can't believe it!!  I checked the mail yesterday and had a letter from Target card services along with my statement.  I open the letter and it was a CLI!  Not a big one...only a $500 increase to $1500, but I have been stuck at $1000 for 5 years.  Prior to being a Visa it was a Target store card that I opened in 1997....my very first CC!  They initiated the conversion to the Visa.

 

Yay!

 

9/26/08 TU: 528 EQ: 558 EX: 560
11/7/08 TU:584 EQ:601 EX 600
7/21/09 TU:636 EQ:626
12/27/11 TU: 675 EQ:680
Message 1 of 10
9 REPLIES
Frequent Contributor

Re: Utter shock....Target Visa LUV!

That's great!  I have been stuck at $500 on my store card for 3 1/2 years now.  No LUV whatsoever. 

Congratulations!


Starting Score: 639 (Walmart TU)
Current Score: TU 668 EX 649 EQ 657 (All Lender Pull 1-13-2012)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)


Take the FICO Fitness Challenge
Message 2 of 10
Established Contributor

Re: Utter shock....Target Visa LUV!

Congrats!


BK in January 2008---Barclay's Apple Financing Card ($10,000) --- Capital One Quicksilver ($13,000)--- Platinum Delta Skymiles ($29,500) --- GEMB CareCredit ($10,000) --- AUFCU ($10000)---Discover IT ($28,000)

Experian 746 Transunion 806-- July 2017
Message 3 of 10
Mega Contributor

Re: Utter shock....Target Visa LUV!

Congrats!!!



EQ FICO 548 3/3/16
Message 4 of 10
Moderator Emeritus

Re: Utter shock....Target Visa LUV!

Congrats! Any increase is a positive step!


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 5 of 10
Super Contributor

Re: Utter shock....Target Visa LUV!


johnsj21 wrote:

I can't believe it!!  I checked the mail yesterday and had a letter from Target card services along with my statement.  I open the letter and it was a CLI!  Not a big one...only a $500 increase to $1500, but I have been stuck at $1000 for 5 years.  Prior to being a Visa it was a Target store card that I opened in 1997....my very first CC!  They initiated the conversion to the Visa.

 

Yay!

 


Good for you Smiley Happy




Message 6 of 10
Valued Contributor

Re: Utter shock....Target Visa LUV!

Congratulations on the increase!  I think it stinks that it took 5 long years to come to pass but, thank God for small favors--Smiley Happy 



Husband's Current Score: EX 691 CUSC; EQ 694; TU 687; Mine: EX 773 (AMEX); EQ 720; TU 750
Wallet Contents: SECURED: Capital One Platinum Mastercard, US Bank Harley Davidson Visa, USAA Bank American Express;
UNSECURED: Chase Freedom; USAA Cash Rewards World Mastercard, Discover More, CUSC Platinum Rewards Visa, American Express Zinc, American Express Blue Cash Preferred, Amazon Card, Walmart Discover Card
Message 7 of 10
Senior Contributor

Re: Utter shock....Target Visa LUV!

Congrats! Smiley Happy

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 8 of 10
Moderator Emeritus

Re: Utter shock....Target Visa LUV!

Great news!  Glad to hear that Target give out LUVs.  Eventually, at least!  Smiley Wink

Just puttin' syrup on something, don't make it pancakes.
Message 9 of 10
Regular Contributor

Re: Utter shock....Target Visa LUV!

Hehe, what a nice surprise!  

Message 10 of 10