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Regular Contributor
johnsj21
Posts: 179
Registered: ‎09-23-2008
0

Utter shock....Target Visa LUV!

I can't believe it!!  I checked the mail yesterday and had a letter from Target card services along with my statement.  I open the letter and it was a CLI!  Not a big one...only a $500 increase to $1500, but I have been stuck at $1000 for 5 years.  Prior to being a Visa it was a Target store card that I opened in 1997....my very first CC!  They initiated the conversion to the Visa.

 

Yay!

 

9/26/08 TU: 528 EQ: 558 EX: 560
11/7/08 TU:584 EQ:601 EX 600
7/21/09 TU:636 EQ:626
12/27/11 TU: 675 EQ:680
Frequent Contributor
LadyRover
Posts: 259
Registered: ‎01-10-2012
0

Re: Utter shock....Target Visa LUV!

That's great!  I have been stuck at $500 on my store card for 3 1/2 years now.  No LUV whatsoever. 

Congratulations!


Starting Score: 639 (Walmart TU)
Current Score: TU 668 EX 649 EQ 657 (All Lender Pull 1-13-2012)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)


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Established Contributor
aussiesareforever
Posts: 740
Registered: ‎10-04-2010
0

Re: Utter shock....Target Visa LUV!

Congrats!

BK in 2008, after making very stupid financial decisions.

Barclay's Apple Financing Card ($6400) --- Capital One Quicksilver ($10,000)---GEMB CareCredit ($5700) --- AUFCU ($10000)--- Walmart ($5000)

FICO Scores: TU 735 EQ 709 EX 740 (Feb 2013, all pulled by lender)

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Utter shock....Target Visa LUV!

Congrats!!!



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Moderator Emeritus
tinuviel
Posts: 4,877
Registered: ‎11-02-2010
0

Re: Utter shock....Target Visa LUV!

Congrats! Any increase is a positive step!


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Super Contributor
CS800
Posts: 6,548
Registered: ‎04-07-2008
0

Re: Utter shock....Target Visa LUV!


johnsj21 wrote:

I can't believe it!!  I checked the mail yesterday and had a letter from Target card services along with my statement.  I open the letter and it was a CLI!  Not a big one...only a $500 increase to $1500, but I have been stuck at $1000 for 5 years.  Prior to being a Visa it was a Target store card that I opened in 1997....my very first CC!  They initiated the conversion to the Visa.

 

Yay!

 


Good for you :smileyhappy:




Valued Contributor
discernment
Posts: 1,142
Registered: ‎09-01-2011
0

Re: Utter shock....Target Visa LUV!

Congratulations on the increase!  I think it stinks that it took 5 long years to come to pass but, thank God for small favors--:smileyhappy: 



Husband's Current Score: EX 691 CUSC; EQ 694; TU 687; Mine: EX 773 (AMEX); EQ 720; TU 750
Wallet Contents: SECURED: Capital One Platinum Mastercard, US Bank Harley Davidson Visa, USAA Bank American Express;
UNSECURED: Chase Freedom; USAA Cash Rewards World Mastercard, Discover More, CUSC Platinum Rewards Visa, American Express Zinc, American Express Blue Cash Preferred, Amazon Card, Walmart Discover Card
Senior Contributor
bichonmom
Posts: 3,318
Registered: ‎05-05-2011
0

Re: Utter shock....Target Visa LUV!

Congrats! :smileyhappy:

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Moderator Emeritus
beamMEup
Posts: 4,473
Registered: ‎12-31-2008
0

Re: Utter shock....Target Visa LUV!

Great news!  Glad to hear that Target give out LUVs.  Eventually, at least!  :smileywink:

Just puttin' syrup on something, don't make it pancakes.
Regular Contributor
Skinnyminnie
Posts: 177
Registered: ‎10-14-2011
0

Re: Utter shock....Target Visa LUV!

Hehe, what a nice surprise!  


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