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Today was my 1 year with them. I called them and asked for CLI. They increased my limit from $500 to $625.00. I laughed at them. Then they said on the annual fee and monthly fee total over $200 a year. For that crappy card?? lol I told them to close the account. They said "ok no problem" They didn't even try to save me as a customer. I used the card monthly, never charged more than 15% and always paid in full. What ever. I used them for what I needed them for and now moving on :-)
Its funny, a little while ago, I said let me try for Amex and I was approved for Amex Hilton card. I dropped VERVE and picked up Amex. It was a great trade. Amex starting limit was 1000 so better than the (500 +125) than the VERVE was offering.
I had the Verve card as well a while back. It's a crappy card, but like you said, it served its purpose. On to bigger and better things!
Congrats on "trimming the fat!"
@CostantinoA wrote:Its funny, a little while ago, I said let me try for Amex and I was approved for Amex Hilton card. I dropped VERVE and picked up Amex. It was a great trade. Amex starting limit was 1000 so better than the (500 +125) than the VERVE was offering.
With trades like that, you will make a great general manager of your favorite sports
team!
Congrats on an EXCELLENT trade!
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
@Davidasmithlpn wrote:
I also asked how long it would report before it closed. She said it would report a few more months. On my 3b today it still shows as an open line. I sign into the account ever couple of days to make sure they don't try to sneak any fees in
Since the account has no negative (late payment, over the limit, high utilization) issues, reporting on the credit reports can be delayed. I closed out a TD credit card account that I didn't want to pay the annual fee on, but the account only closed out on the reports recently.
Wait....92 inquiries on EX?? Sweet mother of..