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So I have a white card from barclays through the Apple Store promotions
I got an offer for their black card, the faux elite card with a $400+ annual fee
It would match nice with my white barclays in my wallet, and with my blue CSP, I like the reactions these cards garner from cashiers, but thats not enough reason to get the visa black card
I've seen comparisons of this card online with other offers, and I don't get its worth
any insight appreciated
You may want to think twice about this card. I had gotten the flyer in the mail a few weeks ago and after reading several stories on this forum about this card I decided against it. One story that came to mind was a 510.00 credit limit that was issued to someone before the 495.00 annual fee.
@alvon123 wrote:You may want to think twice about this card. I had gotten the flyer in the mail a few weeks ago and after reading several stories on this forum about this card I decided against it. One story that came to mind was a 510.00 credit limit that was issued to someone before the 495.00 annual fee.
+1 I read the same post! Tread carefully!
@alvon123 wrote:You may want to think twice about this card. I had gotten the flyer in the mail a few weeks ago and after reading several stories on this forum about this card I decided against it. One story that came to mind was a 510.00 credit limit that was issued to someone before the 495.00 annual fee.
Seriously????
@FocusedAndDetermined wrote:
@alvon123 wrote:You may want to think twice about this card. I had gotten the flyer in the mail a few weeks ago and after reading several stories on this forum about this card I decided against it. One story that came to mind was a 510.00 credit limit that was issued to someone before the 495.00 annual fee.
Seriously????
take a look at this thread posted by @enharu
look at pages 3 and 4 of that thread.
also some posts from @Creditaddict and @espnjunkie
just search for Visa Black and you will see many more references to the low limits
@gen-specific wrote:So I have a white card from barclays through the Apple Store promotions
I got an offer for their black card, the faux elite card with a $400+ annual fee
It would match nice with my white barclays in my wallet, and with my blue CSP, I like the reactions these cards garner from cashiers, but thats not enough reason to get the visa black card
I've seen comparisons of this card online with other offers, and I don't get its worth
any insight appreciated
Sounds like you would want it for "looks/status"... not sure that the AF is worth it? Get a black sleeve for your Apple CC and switch it around when you want it in different colors.
The card has some interesting perks but it may only be a fit for some individuals. There was a recent (reconsideration) approval post on this CC.
http://ficoforums.myfico.com/t5/Credit-Card-App-Approvals/Visa-Black-Card-Approval/td-p/2626209
@maceto wrote:
We now know why their marketing say "a card for only 1% of the population" with a cc limit of 1%...
LOL...good one!
@maceto wrote:
We now know why their marketing say "a card for only 1% of the population" with a cc limit of 1%...
ROFLOL!
This card is for s Uckers Don't do it!