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@GaTech wrote:This card is for s Uckers Don't do it!
Not necessairly GaTech. While we realize this specific product may not fit your specific needs there are others who may find it useful. Not every product is a fit for everyone.
@FinStar wrote:
@gen-specific wrote:So I have a white card from barclays through the Apple Store promotions
I got an offer for their black card, the faux elite card with a $400+ annual fee
It would match nice with my white barclays in my wallet, and with my blue CSP, I like the reactions these cards garner from cashiers, but thats not enough reason to get the visa black card
I've seen comparisons of this card online with other offers, and I don't get its worth
any insight appreciated
Sounds like you would want it for "looks/status"... not sure that the AF is worth it?
yes, purely superficial reasons
The possibility of getting the fee waived and the 2 to 1 rewards points for flights seem to make it worth it.
Although CSP already gets me 2x 3x reward points on certain purchases
The card has great vegas benefits and the best travel rewards redemption, but the new lounge program is crap. I've used the concierge service twice and it wasn't too bad. I only had to wait a minute. Use this card for travel points and another card for lounge and concierge access.
@jeffrey_MBP wrote:The card has great vegas benefits and the best travel rewards redemption, but the new lounge program is crap. I've used the concierge service twice and it wasn't too bad. I only had to wait a minute. Use this card for travel points and another card for lounge and concierge access.
Tell me more about the Vegas benefits???
Now if only I could transfer points TO the barclays black card, because I currently rack them up in other places
I was looking at the points I earned with my Chase Sapphire Preferred this statement and even with the 2x and 3x on dining with CSP I would have made more points with Visa Black Card, all my points are generally for subsidized flights
I don't see myself using Ultimate Rewards for shopping too much, and I'm sure Barclays has some kind of similar thing
@gen-specific wrote:I was looking at the points I earned with my Chase Sapphire Preferred this statement and even with the 2x and 3x on dining with CSP I would have made more points with Visa Black Card, all my points are generally for subsidized flights
I don't see myself using Ultimate Rewards for shopping too much, and I'm sure Barclays has some kind of similar thing
That's comparing apples and hand grenades though. The points earned on the Black Card are very different from Chase UR points; the latter can be transferred to travel partners and redeemed for 4+ cents each in many cases. Meanwhile, Black Card points are worth 1 cent each, or 2 cents when redeemed for travel. So, when optimized properly, that basically makes the Black Card a 2% cash back travel card... with a $495 annual fee and a mediocre lounge program. The Barclay Arrival card is much better IMO if you're looking for cash back given the lower AF and better redemption ratio.
@bribro wrote:
@gen-specific wrote:I was looking at the points I earned with my Chase Sapphire Preferred this statement and even with the 2x and 3x on dining with CSP I would have made more points with Visa Black Card, all my points are generally for subsidized flights
I don't see myself using Ultimate Rewards for shopping too much, and I'm sure Barclays has some kind of similar thing
That's comparing apples and hand grenades though. The points earned on the Black Card are very different from Chase UR points; the latter can be transferred to travel partners and redeemed for 4+ cents each in many cases. Meanwhile, Black Card points are worth 1 cent each, or 2 cents when redeemed for travel. So, when optimized properly, that basically makes the Black Card a 2% cash back travel card... with a $495 annual fee and a mediocre lounge program. The Barclay Arrival card is much better IMO if you're looking for cash back given the lower AF and better redemption ratio.
Hmmm...this card definitely doesn't sound like it's worth a $495 fee. I think I'll stick with my NFCU siggy...it's a black card with decent rewards and APR. :-)
That card is such a joke, not worth it in my opinion...
@bribro wrote:
@gen-specific wrote:I was looking at the points I earned with my Chase Sapphire Preferred this statement and even with the 2x and 3x on dining with CSP I would have made more points with Visa Black Card, all my points are generally for subsidized flights
I don't see myself using Ultimate Rewards for shopping too much, and I'm sure Barclays has some kind of similar thing
That's comparing apples and hand grenades though. The points earned on the Black Card are very different from Chase UR points; the latter can be transferred to travel partners and redeemed for 4+ cents each in many cases. Meanwhile, Black Card points are worth 1 cent each, or 2 cents when redeemed for travel. So, when optimized properly, that basically makes the Black Card a 2% cash back travel card... with a $495 annual fee and a mediocre lounge program. The Barclay Arrival card is much better IMO if you're looking for cash back given the lower AF and better redemption ratio.
thanks for the perspective, I'm done with contemplating it
PASS!
@gen-specific wrote:
@bribro wrote:
@gen-specific wrote:I was looking at the points I earned with my Chase Sapphire Preferred this statement and even with the 2x and 3x on dining with CSP I would have made more points with Visa Black Card, all my points are generally for subsidized flights
I don't see myself using Ultimate Rewards for shopping too much, and I'm sure Barclays has some kind of similar thing
That's comparing apples and hand grenades though. The points earned on the Black Card are very different from Chase UR points; the latter can be transferred to travel partners and redeemed for 4+ cents each in many cases. Meanwhile, Black Card points are worth 1 cent each, or 2 cents when redeemed for travel. So, when optimized properly, that basically makes the Black Card a 2% cash back travel card... with a $495 annual fee and a mediocre lounge program. The Barclay Arrival card is much better IMO if you're looking for cash back given the lower AF and better redemption ratio.
thanks for the perspective, I'm done with contemplating it
PASS!
Are you sure? It seems *blingy* enough for the cashiers...LOL