Reply
Frequent Contributor
Posts: 381
Registered: ‎02-27-2013
0

VISA Barclays "Black Card"

So I have a white card from barclays through the Apple Store promotions

 

I got an offer for their black card, the faux elite card with a $400+ annual fee

 

It would match nice with my white barclays in my wallet, and with my blue CSP, I like the reactions these cards garner from cashiers, but thats not enough reason to get the visa black card

 

I've seen comparisons of this card online with other offers, and I don't get its worth

 

 

any insight appreciated

Senior Contributor
Posts: 10,034
Registered: ‎09-24-2013
0

Re: VISA Barclays "Black Card"

You may want to think twice about this card. I had gotten the flyer in the mail a few weeks ago and after reading several stories on this forum about this card I decided against it. One story that came to mind was a 510.00 credit limit that was issued  to someone before the 495.00 annual fee.:smileysurprised:


Mega Contributor
Posts: 16,665
Registered: ‎08-08-2011
0

Re: VISA Barclays "Black Card"


alvon123 wrote:

You may want to think twice about this card. I had gotten the flyer in the mail a few weeks ago and after reading several stories on this forum about this card I decided against it. One story that came to mind was a 510.00 credit limit that was issued  to someone before the 495.00 annual fee.:smileysurprised:


+1 I read the same post! Tread carefully!

Senior Contributor
Posts: 7,252
Registered: ‎01-05-2013
0

Re: VISA Barclays "Black Card"


alvon123 wrote:

You may want to think twice about this card. I had gotten the flyer in the mail a few weeks ago and after reading several stories on this forum about this card I decided against it. One story that came to mind was a 510.00 credit limit that was issued  to someone before the 495.00 annual fee.:smileysurprised:


Seriously????:smileysurprised:

Senior Contributor
Posts: 10,034
Registered: ‎09-24-2013
0

Re: VISA Barclays "Black Card"

[ Edited ]

FocusedAndDetermined wrote:

alvon123 wrote:

You may want to think twice about this card. I had gotten the flyer in the mail a few weeks ago and after reading several stories on this forum about this card I decided against it. One story that came to mind was a 510.00 credit limit that was issued  to someone before the 495.00 annual fee.:smileysurprised:


Seriously????:smileysurprised:


take a look at  this thread posted by enharu

http://ficoforums.myfico.com/t5/Credit-Cards/Barclay-Black-Metal-Card/td-p/2533865/highlight/true/pa...

look at pages 3 and 4 of that thread.

 

also some posts from Creditaddict  and espnjunkie

http://ficoforums.myfico.com/t5/Credit-Cards/VISA-BLACK-PREAPPROVAL/m-p/1327863/highlight/true#M3692...

 

just search for Visa Black and you will see many more references to the low limits


Valued Contributor
Posts: 7,750
Registered: ‎10-21-2012
0

Re: VISA Barclays "Black Card"

[ Edited ]

gen-specific wrote:

So I have a white card from barclays through the Apple Store promotions

 

I got an offer for their black card, the faux elite card with a $400+ annual fee

 

It would match nice with my white barclays in my wallet, and with my blue CSP, I like the reactions these cards garner from cashiers, but thats not enough reason to get the visa black card

 

I've seen comparisons of this card online with other offers, and I don't get its worth

 

 

any insight appreciated


Sounds like you would want it for "looks/status"... not sure that the AF is worth it?  Get a black sleeve for your Apple CC and switch it around when you want it in different colors.

 

The card has some interesting perks but it may only be a fit for some individuals.  There was a recent (reconsideration) approval post on this CC.

 

http://ficoforums.myfico.com/t5/Credit-Card-App-Approvals/Visa-Black-Card-Approval/td-p/2626209

 

Contributor
Posts: 97
Registered: ‎07-17-2012
0

Re: VISA Barclays "Black Card"

We now know why their marketing say "a card for only 1% of the population" with a cc limit of 1%...
Valued Contributor
Posts: 7,750
Registered: ‎10-21-2012
0

Re: VISA Barclays "Black Card"


maceto wrote:
We now know why their marketing say "a card for only 1% of the population" with a cc limit of 1%...

LOL...good one!  :robotlol:

Mega Contributor
Posts: 16,665
Registered: ‎08-08-2011
0

Re: VISA Barclays "Black Card"


maceto wrote:
We now know why their marketing say "a card for only 1% of the population" with a cc limit of 1%...

ROFLOL! :smileylol:

Frequent Contributor
Posts: 374
Registered: ‎02-10-2013
0

Re: VISA Barclays "Black Card"

This card is for s Uckers Don't do it!

As of 1/10/2014 EX FICO - 748. EQ FICO - 728. Trans FICO - 755

WellsFargo - $3,000 AMEX BCE - $18,000 Chase Freedom - $4,000



Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.