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Frequent Contributor
gen-specific
Posts: 323
Registered: ‎02-27-2013
0

VISA Barclays "Black Card"

So I have a white card from barclays through the Apple Store promotions

 

I got an offer for their black card, the faux elite card with a $400+ annual fee

 

It would match nice with my white barclays in my wallet, and with my blue CSP, I like the reactions these cards garner from cashiers, but thats not enough reason to get the visa black card

 

I've seen comparisons of this card online with other offers, and I don't get its worth

 

 

any insight appreciated

Citi Thank You Premier 60k, AMEX Blue 30k, Chase Sapphire Preferred 30k, BoA VISA Rewards 30k, Wells Fargo 30k, Barclays Arrival+ 20k, Citibank Custom Credit Line 12k, Macys/AMEX 2.5k/500

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Senior Contributor
alvon123
Posts: 8,278
Registered: ‎09-24-2013
0

Re: VISA Barclays "Black Card"

You may want to think twice about this card. I had gotten the flyer in the mail a few weeks ago and after reading several stories on this forum about this card I decided against it. One story that came to mind was a 510.00 credit limit that was issued  to someone before the 495.00 annual fee.:smileysurprised:


Community Leader
Mega Contributor
coldnmn
Posts: 14,934
Registered: ‎08-08-2011
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Re: VISA Barclays "Black Card"


alvon123 wrote:

You may want to think twice about this card. I had gotten the flyer in the mail a few weeks ago and after reading several stories on this forum about this card I decided against it. One story that came to mind was a 510.00 credit limit that was issued  to someone before the 495.00 annual fee.:smileysurprised:


+1 I read the same post! Tread carefully!

My Wallet /US Bank Cash+ Signature $10,000/ Ace US Bank Signature $10,000 / Sam's Mastercard $8500
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Valued Contributor
FocusedAndDetermined
Posts: 6,419
Registered: ‎01-05-2013
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Re: VISA Barclays "Black Card"


alvon123 wrote:

You may want to think twice about this card. I had gotten the flyer in the mail a few weeks ago and after reading several stories on this forum about this card I decided against it. One story that came to mind was a 510.00 credit limit that was issued  to someone before the 495.00 annual fee.:smileysurprised:


Seriously????:smileysurprised:


Senior Contributor
alvon123
Posts: 8,278
Registered: ‎09-24-2013
0

Re: VISA Barclays "Black Card"

[ Edited ]

FocusedAndDetermined wrote:

alvon123 wrote:

You may want to think twice about this card. I had gotten the flyer in the mail a few weeks ago and after reading several stories on this forum about this card I decided against it. One story that came to mind was a 510.00 credit limit that was issued  to someone before the 495.00 annual fee.:smileysurprised:


Seriously????:smileysurprised:


take a look at  this thread posted by enharu

http://ficoforums.myfico.com/t5/Credit-Cards/Barclay-Black-Metal-Card/td-p/2533865/highlight/true/pa...

look at pages 3 and 4 of that thread.

 

also some posts from Creditaddict  and espnjunkie

http://ficoforums.myfico.com/t5/Credit-Cards/VISA-BLACK-PREAPPROVAL/m-p/1327863/highlight/true#M3692...

 

just search for Visa Black and you will see many more references to the low limits


Valued Contributor
FinStar
Posts: 6,582
Registered: ‎10-21-2012
0

Re: VISA Barclays "Black Card"

[ Edited ]

gen-specific wrote:

So I have a white card from barclays through the Apple Store promotions

 

I got an offer for their black card, the faux elite card with a $400+ annual fee

 

It would match nice with my white barclays in my wallet, and with my blue CSP, I like the reactions these cards garner from cashiers, but thats not enough reason to get the visa black card

 

I've seen comparisons of this card online with other offers, and I don't get its worth

 

 

any insight appreciated


Sounds like you would want it for "looks/status"... not sure that the AF is worth it?  Get a black sleeve for your Apple CC and switch it around when you want it in different colors.

 

The card has some interesting perks but it may only be a fit for some individuals.  There was a recent (reconsideration) approval post on this CC.

 

http://ficoforums.myfico.com/t5/Credit-Card-App-Approvals/Visa-Black-Card-Approval/td-p/2626209

 

Contributor
maceto
Posts: 94
Registered: ‎07-17-2012
0

Re: VISA Barclays "Black Card"

We now know why their marketing say "a card for only 1% of the population" with a cc limit of 1%...
Valued Contributor
FinStar
Posts: 6,582
Registered: ‎10-21-2012
0

Re: VISA Barclays "Black Card"


maceto wrote:
We now know why their marketing say "a card for only 1% of the population" with a cc limit of 1%...

LOL...good one!  :robotlol:

Community Leader
Mega Contributor
coldnmn
Posts: 14,934
Registered: ‎08-08-2011
0

Re: VISA Barclays "Black Card"


maceto wrote:
We now know why their marketing say "a card for only 1% of the population" with a cc limit of 1%...

ROFLOL! :smileylol:

My Wallet /US Bank Cash+ Signature $10,000/ Ace US Bank Signature $10,000 / Sam's Mastercard $8500
/ Walmart Mastercard $8000 / Discover IT $5000 / Care Credit $5000
/ Husqvarna $5000 / PayPal SmartConnect $4800 / Cap1 Quicksilver $4000 / Barclay Ring $3550
Last App 8/12/14 /

Frequent Contributor
GaTech
Posts: 374
Registered: ‎02-10-2013
0

Re: VISA Barclays "Black Card"

This card is for s Uckers Don't do it!

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