Credit Cards Center Credit cards from our partners
Valued Contributor
Posts: 1,920
Registered: ‎10-24-2013

Re: VISA Barclays "Black Card"

I am almost positive I could take a picture of black cardboard, upload it to capitol one as a card design and come out with some thing similar. The only real differences would be in the af, and material the card is made out of..I will keep my $476 though maybe but a metal sleeve i dunno

Frequent Contributor
Posts: 405
Registered: ‎02-27-2013

Re: VISA Barclays "Black Card"

FinStar wrote:

gen-specific wrote:

bribro wrote:

gen-specific wrote:

I was looking at the points I earned with my Chase Sapphire Preferred this statement and even with the 2x and 3x on dining with CSP I would have made more points with Visa Black Card, all my points are generally for subsidized flights


I don't see myself using Ultimate Rewards for shopping too much, and I'm sure Barclays has some kind of similar thing

That's comparing apples and hand grenades though. The points earned on the Black Card are very different from Chase UR points; the latter can be transferred to travel partners and redeemed for 4+ cents each in many cases. Meanwhile, Black Card points are worth 1 cent each, or 2 cents when redeemed for travel. So, when optimized properly, that basically makes the Black Card a 2% cash back travel card... with a $495 annual fee and a mediocre lounge program. The Barclay Arrival card is much better IMO if you're looking for cash back given the lower AF and better redemption ratio.

thanks for the perspective, I'm done with contemplating it



Are you sure?  It seems *blingy* enough for the cashiers...LOL  







Senior Contributor
Posts: 9,700
Registered: ‎10-21-2012

Re: VISA Barclays "Black Card"

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.