Reply
Regular Contributor
Posts: 240
Registered: ‎08-08-2009
0

VISA Black any thoughts

DH got an invitation for VIsa Black today.  I am not sure he is interested in the hefty fee $450.00.  Kind of remind me of Amex Platinum - I did not upgrade because fo the $450.00 fee.  I am not sure what the high end gifts are about??? anyone have any Idea about this card.

Moderator
Posts: 17,020
Registered: ‎07-14-2009
0

Re: VISA Black any thoughts


Credit-Wise wrote:

DH got an invitation for VIsa Black today.  I am not sure he is interested in the hefty fee $450.00.  Kind of remind me of Amex Platinum - I did not upgrade because fo the $450.00 fee.  I am not sure what the high end gifts are about??? anyone have any Idea about this card.


Yes but this is a family friendly forum.

 

It's better to just remain silent. :smileywink:

Regular Contributor
Posts: 240
Registered: ‎08-08-2009
0

Re: VISA Black any thoughts

  I think that is how DH feels :smileyhappy:
Frequent Contributor
Posts: 260
Registered: ‎05-21-2009
0

Re: VISA Black any thoughts

I am sure it is another of the "vanity" cards, marketed as "this card says something about YOU". PERSONALLY, I do think it says something about you but most people would not like my thoughts:smileyhappy:

 

This reminds me of the time our son came home and was beaming, as he was in his Junior year of college and had just received his AMEX Card. He was so proud and I asked him why he got the AMEX card (with a FEE) when he already had a Master Charge with no fee.(YES, they were called that back then ).

 

Anyway, the son proceded to tell me he had got the AMEX card for two reasons. 1 is it had no "CREDIT LIMIT" unlike his poor little $400 limit Master Charge.  I told him if he believed it had no limit, then go out and try to charge a $10,000 vacation on it and find out.

 

He also said, it was a Status card . Agian, I had to inform him how much status could it have if they gave a card to a person who had no income, very little credit, no job and deep in debt with student loans.

 

OK, maybe I was the "bad dad" but I wanted him to learn you can not be defined by a credit card, a car, a house, etc. I AM PROUD to say, he indeed learned that lesson .

 

 

Regular Contributor
Posts: 194
Registered: ‎09-18-2009
0

Re: VISA Black any thoughts

My wife who hasn't had a source of income since 1999 and has maybe 5 items in her credit report just received a "pre-qualified" offer....hehe.

 

Doesn't seem that exclusive to me  :smileyvery-happy:

Super Contributor
Posts: 5,759
Registered: ‎01-28-2008
0

Re: VISA Black any thoughts


idmd wrote:

My wife who hasn't had a source of income since 1999 and has maybe 5 items in her credit report just received a "pre-qualified" offer....hehe.

 

Doesn't seem that exclusive to me  :smileyvery-happy:


Maybe they know she's married to a doctor.  hehe

New Contributor
Posts: 65
Registered: ‎03-24-2007
0

Re: VISA Black any thoughts

I spray paint all of my cards black and save the AF.......:smileyhappy:
-------------------------------------------------

EQ FICO...816
Senior Contributor
Posts: 3,626
Registered: ‎10-13-2009
0

Re: VISA Black any thoughts


Credit-Wise wrote:

DH got an invitation for VIsa Black today.  I am not sure he is interested in the hefty fee $450.00.  Kind of remind me of Amex Platinum - I did not upgrade because fo the $450.00 fee.  I am not sure what the high end gifts are about??? anyone have any Idea about this card.


 

I'd be interested in hearing about anybody who applied and got the card and what their CL was.

 

It would be funny as heck to see someone with a $450 AF card with a $300 CL.  :smileyhappy:

IAALBNYL
Regular Contributor
Posts: 194
Registered: ‎09-18-2009
0

Re: VISA Black any thoughts

[ Edited ]

DI wrote:

idmd wrote:

My wife who hasn't had a source of income since 1999 and has maybe 5 items in her credit report just received a "pre-qualified" offer....hehe.

 

Doesn't seem that exclusive to me  :smileyvery-happy:


Maybe they know she's married to a doctor.  hehe


 They might know that but the funny thing is I didn't get one.....guess I'm not exclusive enough for them :smileysad:
  

 

Message Edited by idmd on 11-04-2009 10:06 PM
Super Contributor
Posts: 5,703
Registered: ‎10-06-2007
0

Re: VISA Black any thoughts


LustForTheMoment wrote:
I spray paint all of my cards black and save the AF.......:smileyhappy:

Send me $250 and your CC cards and I will paint them for you.

11/28/2014 FICO: EQ: 796 EX:788 TU:803
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.