Credit Cards

[CS800]

Thanks for the feedback.

All my High CL cards are VISA

The only MC's I have is a Cap One rebuilder and a USAA Classic (also a rebuilder I believe) And both cards have a $1000 each. When I travel abroad, I have never had an issue with VISA; AMEX for sure in Europe but Visa no issues at all.

[bichonmom]

Some CCs will allow you to PC from Visa to MC. I believe both Navy and Chase Freedom will do that. Others probably would as well. IMO, it's just a good idea to have the variety. Also, sometimes one or the other will have a promo/contest where each purchase gives you an entry. It does seem like Visa is a lot more prevalent here. I only have one MC (Barclay's) and all others are Visa.

[trumpet-205]

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Razeus wrote:

MC doesn't get much love here in the U.S.  The issuing banks seems to push Visa.  I've never had an MC in my life, always Visa.  It wasn't even an option when I signed up for my Freedom card.

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Citi used to issue MC primarily. Now even Citi is switching over to Visa.

[Koop10010]

There's not a whole lot of advantages to one over the other in the US.  Sam's Club is the only place I know that takes one but not the other.  I think Visa Signature typically has a little bit stronger benefits over World MasterCard, but the individual card may enhance them anyway; also MasterCard has World Elite level, which has more perks.

[trumpet-205]

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Koop10010 wrote:

There's not a whole lot of advantages to one over the other in the US.  Sam's Club is the only place I know that takes one but not the other.  I think Visa Signature typically has a little bit stronger benefits over World MasterCard, but the individual card may enhance them anyway; also MasterCard has World Elite level, which has more perks.

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World Elite is meant to compete against Visa Infinite. Visa Infinite beats World Elite MC, as does Visa Signature to World MC. MC overall has less perks than Visa.

[Jlu]

For some reason most subprime cards are MC and most prime cards are Visa.

[DeadSpider]

So MC is more accepted outside US ? I thought I was the other way around !

By the way my Freedom card is MC.

[trumpet-205]

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DeadSpider wrote:

So MC is more accepted outside US ? I thought I was the other way around !

By the way my Freedom card is MC.

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Correct, MC has better international acceptance.

[Jlu]

Your Freedom is pumped/marketed in the Visa flavor. Not all subprime are MC and not all Prime cards are Visa but it just seems most subprime is MCs and most prime is Visas.

[DeadSpider]

So much for Visa commercials "It's everywhere you want to be" IT'S A LIE