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I'm just curious which CRA did comenity SP for people who tried the shopping cart trick for VS? Is it consistent per area? I'm in DFW TX area.
@n0smirc wrote:I'm just curious which CRA did comenity SP for people who tried the shopping cart trick for VS? Is it consistent per area? I'm in DFW TX area.
They SP'd me.
To be honest. If they offer you the pre-approval. It's pretty much a SP.
@H4LO wrote:
@n0smirc wrote:I'm just curious which CRA did comenity SP for people who tried the shopping cart trick for VS? Is it consistent per area? I'm in DFW TX area.
They SP'd me.
To be honest. If they offer you the pre-approval. It's pretty much a SP.
Right, but which CRA did they SP? That's my question.
I know a lot of the comenity store cards SP for EQ and I seem to get shopping cart approval for almost all of them but I'm confused with VS, I never have seen a SP for them anywhere on my reports & never get a pre-approval. I see plenty of PRM for Comenity backed cards on EQ (in fact, all of the SP I see on my EQ represent pre-approvals that I've seen at the shopping cart).
@n0smirc wrote:
@H4LO wrote:
@n0smirc wrote:I'm just curious which CRA did comenity SP for people who tried the shopping cart trick for VS? Is it consistent per area? I'm in DFW TX area.
They SP'd me.
To be honest. If they offer you the pre-approval. It's pretty much a SP.
Right, but which CRA did they SP? That's my question.
I know a lot of the comenity store cards SP for EQ and I seem to get shopping cart approval for almost all of them but I'm confused with VS, I never have seen a SP for them anywhere on my reports & never get a pre-approval. I see plenty of PRM for Comenity backed cards on EQ (in fact, all of the SP I see on my EQ represent pre-approvals that I've seen at the shopping cart).
Here is the details.
COMENITY BANK/VCTRSSEC | ||
Address: PO BOX 182685 COLUMBUS OH 43218 No phone number available | Date of Request: 10/2013 |
Yeah that looks like an experian SP as well. I'm guessing comenity still has my experian flagged as opted out. I never see a SP on there from pretty much anyone, aside from existing accounts and my monitoring updates.
Thanks for the info. I did opt-in so something is up. I'm sure it'll clear up in a few months. My EX Fico is always higher than my EQ too, usually by 40-50 points and my EQ is getting pre-approvals for me everywhere I go.