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VS on Lexus FSB card? $2.9k limit?

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Anonymous
Not applicable

VS on Lexus FSB card? $2.9k limit?

Just remembered, I SD's a lexus card that I was AU on. How come it has Visa Sig on it even with that low CL? 

Message 1 of 15
14 REPLIES 14
CreditCuriosity
Moderator Emeritus

Re: VS on Lexus FSB card? $2.9k limit?


@Anonymous wrote:

Just remembered, I SD's a lexus card that I was AU on. How come it has Visa Sig on it even with that low CL? 


VS doesn't have to have a 5k CL, use to be the case but not the case anymore. 

Message 2 of 15
Anonymous
Not applicable

Re: VS on Lexus FSB card? $2.9k limit?


@CreditCuriousity wrote:

@Anonymous wrote:

Just remembered, I SD's a lexus card that I was AU on. How come it has Visa Sig on it even with that low CL? 


VS doesn't have to have a 5k CL, use to be the case but not the case anymore. 


Mind you, this was back in 2005. (when the account was opened)

Message 3 of 15
CreditCuriosity
Moderator Emeritus

Re: VS on Lexus FSB card? $2.9k limit?


@Anonymous wrote:

@CreditCuriousity wrote:

@Anonymous wrote:

Just remembered, I SD's a lexus card that I was AU on. How come it has Visa Sig on it even with that low CL? 


VS doesn't have to have a 5k CL, use to be the case but not the case anymore. 


Mind you, this was back in 2005. (when the account was opened)


Was there ever a CLD(Credit line decrease) on the account?

Message 4 of 15
Anonymous
Not applicable

Re: VS on Lexus FSB card? $2.9k limit?


@CreditCuriousity wrote:

@Anonymous wrote:

@CreditCuriousity wrote:

@Anonymous wrote:

Just remembered, I SD's a lexus card that I was AU on. How come it has Visa Sig on it even with that low CL? 


VS doesn't have to have a 5k CL, use to be the case but not the case anymore. 


Mind you, this was back in 2005. (when the account was opened)


Was there ever a CLD(Credit line decrease) on the account?


Never. Stayed at 2.9k the whole time. 

Message 5 of 15
Sharingan
Established Contributor

Re: VS on Lexus FSB card? $2.9k limit?

Several years ago, I had a Capital One Playstation card that had "Visa Signature" printed on the card itself, but it definitely wasn't one. It had none of the benefits and couldn't participate in the Fandango promotions. It was a Platinum Visa that was mistakenly printed on a physical Visa Signature card. The CL was $3000. 

 

I suppose it's possible this Lexus card is a VS, but the only way to know is to ask LFSB or to try and utilize the benefits. The Fandango promotion would tell you fairly easily if it is a VS or not. 



Message 6 of 15
Anonymous
Not applicable

Re: VS on Lexus FSB card? $2.9k limit?

Got to this page. Looks like it is a VS?

Message 7 of 15
CreditCuriosity
Moderator Emeritus

Re: VS on Lexus FSB card? $2.9k limit?

Also within the next month give or take Lexus and Toyota CC's are being taken over by Comenity Bank so you and the primary card holder should be getting a new card.  It might not be a VS on the new card?

Message 8 of 15
Sharingan
Established Contributor

Re: VS on Lexus FSB card? $2.9k limit?

That certainly looks conclusive to me!



Message 9 of 15
Anonymous
Not applicable

Re: VS on Lexus FSB card? $2.9k limit?


@CreditCuriousity wrote:

Also within the next month give or take Lexus and Toyota CC's are being taken over by Comenity Bank so you and the primary card holder should be getting a new card.  It might not be a VS on the new card?


Really now...? Thanks for that info!

Message 10 of 15
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