Reply
Established Contributor
Posts: 530
Registered: ‎07-28-2008
0

Valero not reporting to Experian

Has anyone noticed Valero only reporting to TU and EQ? They have yet to report to EX for me. I called and a CSR informed me they would look into it and call me back. Of course, no call has been received. What a shocker!!
Equifax Fico 785 as of 01/18/2012
Frequent Contributor
Posts: 367
Registered: ‎03-28-2008
0

Re: Valero not reporting to Experian

Which CRA did they pull?
Established Contributor
Posts: 530
Registered: ‎07-28-2008
0

Re: Valero not reporting to Experian

Hi Going, Believe it or not, no hard pull from any bureau. They were hounding me with preapprovals in the mail for months. A few months ago I decided to give it a try. I applied online and got the card about a week later.
Equifax Fico 785 as of 01/18/2012
Established Contributor
Posts: 805
Registered: ‎02-01-2008
0

Re: Valero not reporting to Experian

I had Valero a few years back, they only reported to TU and EQ for me as well so I wouldn't expect to see them on EX anytime soon.
Start 2/2008: TU 495 || EX 539 || EQ 528
Now 5/2013: TU 716 || EX ??? || EQ 702

Slate: $5000 Simplicity: $5000 David's Bridal: $3500 SW Chase: $3000 FNBO: $3000 Barclay NFL: $2500 BofA: $2400 Discover IT: $1700 Walmart: $1500 Victoria's Secret: $1000 Cap1: $750 Amex Zync: NPSL
(2 derogs to go until I'm squeaky clean in 2014!)
Established Contributor
Posts: 530
Registered: ‎07-28-2008
0

Re: Valero not reporting to Experian

How right your are! I called them today and they do not report to EX, ever. This is what the credit analyst told the CSR. I wonder why that is?
Equifax Fico 785 as of 01/18/2012
Moderator Emerita
Community Leader
Epic Contributor
Posts: 28,098
Registered: ‎04-01-2007
0

Re: Valero not reporting to Experian

They don't want to pay to participate in EX, only in EQ and TU. Betcha a nickel that EX charges more.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Established Contributor
Posts: 530
Registered: ‎07-28-2008
0

Re: Valero not reporting to Experian

Your on, hauling!!
Equifax Fico 785 as of 01/18/2012
Contributor
Posts: 86
Registered: ‎07-08-2008
0

Re: Valero not reporting to Experian

I think they report to the 2 bureaus that are pulled the most.I have had their card for a while now and it came with an okay CL (400) for a gas card. Just something to ponder though... if one was to default on valero... would they then report to experian. Hmmmmm.
I've been where you are trying to go and I don't wanna go back.
Valued Contributor
Posts: 1,185
Registered: ‎03-04-2008
0

Re: Valero not reporting to Experian

If they don't participate they probably would not post the CO. The CA's are an entirely different matter.
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.