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You got me curious about Value City so I went to check out stuff on their website. They have a link on their website to enter a contest to win a shopping spree, so I thought what the heck I'll enter. When I entered my name and address information, the next screen stated that I was preapproved for their credit card with a $1k limit. I don't know if they did a soft or not, I've read here that they don't need your SSN to do that. I didn't go through with the application because I don't need the card, but it might be something you want to investigate doing to see what your results might be.
Here's the link Value City Sweepstakes
@Anonymous wrote:You got me curious about Value City so I went to check out stuff on their website. They have a link on their website to enter a contest to win a shopping spree, so I thought what the heck I'll enter. When I entered my name and address information, the next screen stated that I was preapproved for their credit card with a $1k limit. I don't know if they did a soft or not, I've read here that they don't need your SSN to do that. I didn't go through with the application because I don't need the card, but it might be something you want to investigate doing to see what your results might be.
Here's the link Value City Sweepstakes
Thanks for the info.
This might come in handy if I get a house soon.
I was just approved for account starting CL was 1200 they pulled EX not sure what my scores where.
Value City is still around? I used to like their clearance sales. They were my Ross and Marshall's before I knew what Ross and Marshall's were. I don't have one around here. I don't like it enough for an Experian inquiry if I did. Do they still have good deals?
They Pulled Experian on me. I am in Illinois.
@Anonymous wrote:Value City is still around? I used to like their clearance sales. They were my Ross and Marshall's before I knew what Ross and Marshall's were. I don't have one around here. I don't like it enough for an Experian inquiry if I did. Do they still have good deals?
I don't think their clothing stores are around anymore, but the same company operates furniture stores. That's what everybody is talking about.
I was already planning on going to Value City today to get a new bedroom set for my 6 year old and was looking up information on obtaining their credit card. I just went to the truck load win a free shopping card and applied/entered. I was approved for their credit card with a $1,000 limit. I was given instantly provided a temporary card with my new account number and told the card would be in the mail in 10 days.
I just checked my credit watch (5 minutes after the account was approved) and so far there is nothing. They only asked for the last 4 digits of my ssn, so apparently my name and address gave them the first 5. Not sure when I get into the strore if they will pull a hard inquiry or not. But nothing so far. After I get home if I notice they did a hard pull I will update and let those of you who are interested in their score card know.
As of today:
Equifax 671
Experian 658
Transunion 721