Credit Cards Center Credit cards from our partners
Reply
Established Contributor
Posts: 717
Registered: ‎03-05-2008
0

Value City Credit Card - Does Anyone Have

Hi all. Does anyone have or has anyone recently applied for a Value City credit card? Want to see what bureau they pull and score level when received. Any info would be great. Thanks in advance.

Starting Score: EQ: 633 (12/31/09) TU: 651 (12/31/09)
Current Score: EQ:633 TU: 651
Goal Score: EQ: 700 TU:700


Take the FICO Fitness Challenge
Frequent Contributor
Posts: 356
Registered: ‎06-25-2009
0

Re: Value City Credit Card - Does Anyone Have

There is another thread around here from last year where a user reported that they pull EX.
AMEX Blue Cash - $15k, Lowes/GECRB - $10K, PNC - $10K, CIti Diamond Preferred - $10K, Home Depot/Citi - $7590, Best Buy Store/HSBC - $7400, Citi Platinum Select - $7150, Best Buy RZMC/HSBC - $5750, Dillards/GECRB - $4350, Discover More - $3600, Cap 1 Cash Rewards - $3000, Amex HHonors - $2000, State Farm - $2000, Cap 1 MTV - $1500
Epic Contributor
Posts: 29,095
Registered: ‎10-23-2007
0

Re: Value City Credit Card - Does Anyone Have

My dad was approved with scores around 700 but VERY HIGH debt. Actually he was approved for 4 WFNB cards ranging from 1k-3k
Frequent Contributor
Posts: 356
Registered: ‎06-25-2009
0

Re: Value City Credit Card - Does Anyone Have

You got me curious about Value City so I went to check out stuff on their website.  They have a link on their website to enter a contest to win a shopping spree, so I thought what the heck I'll enter.  When I entered my name and address information, the next screen stated that I was preapproved for their credit card with a $1k limit. I don't know if they did a soft or not, I've read here that they don't need your SSN to do that.  I didn't go through with the application because I don't need the card, but it might be something you want to investigate doing to see what your results might be. 

 

Here's the link Value City Sweepstakes

AMEX Blue Cash - $15k, Lowes/GECRB - $10K, PNC - $10K, CIti Diamond Preferred - $10K, Home Depot/Citi - $7590, Best Buy Store/HSBC - $7400, Citi Platinum Select - $7150, Best Buy RZMC/HSBC - $5750, Dillards/GECRB - $4350, Discover More - $3600, Cap 1 Cash Rewards - $3000, Amex HHonors - $2000, State Farm - $2000, Cap 1 MTV - $1500
Valued Member
Posts: 46
Registered: ‎01-02-2009
0

Re: Value City Credit Card - Does Anyone Have


rbh wrote:

You got me curious about Value City so I went to check out stuff on their website.  They have a link on their website to enter a contest to win a shopping spree, so I thought what the heck I'll enter.  When I entered my name and address information, the next screen stated that I was preapproved for their credit card with a $1k limit. I don't know if they did a soft or not, I've read here that they don't need your SSN to do that.  I didn't go through with the application because I don't need the card, but it might be something you want to investigate doing to see what your results might be. 

 

Here's the link Value City Sweepstakes


Thanks for the info.

 

This might come in handy if I get a house soon.

Valued Contributor
Posts: 1,998
Registered: ‎03-31-2008
0

Re: Value City Credit Card - Does Anyone Have

I was just approved for account starting CL was 1200 they pulled EX not sure what my scores where.


Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


Take the FICO Fitness Challenge
Regular Contributor
Posts: 246
Registered: ‎06-02-2008
0

Re: Value City Credit Card - Does Anyone Have

Value City is still around?  I used to like their clearance sales.    They were my Ross and Marshall's before I knew what Ross and Marshall's were.    I don't have one around here.  I don't like it enough for an Experian inquiry if I did. Smiley Sad   Do they still have good deals?

Regular Contributor
Posts: 179
Registered: ‎10-20-2007
0

Re: Value City Credit Card - Does Anyone Have

They Pulled Experian on me. I am in Illinois.

Is this chapter 13 EVER going to end???
Frequent Contributor
Posts: 356
Registered: ‎06-25-2009
0

Re: Value City Credit Card - Does Anyone Have

 


Nonaii wrote:

Value City is still around?  I used to like their clearance sales.    They were my Ross and Marshall's before I knew what Ross and Marshall's were.    I don't have one around here.  I don't like it enough for an Experian inquiry if I did. Smiley Sad   Do they still have good deals?


 

I don't think their clothing stores are around anymore, but the same company operates furniture stores. That's what everybody is talking about.

 

AMEX Blue Cash - $15k, Lowes/GECRB - $10K, PNC - $10K, CIti Diamond Preferred - $10K, Home Depot/Citi - $7590, Best Buy Store/HSBC - $7400, Citi Platinum Select - $7150, Best Buy RZMC/HSBC - $5750, Dillards/GECRB - $4350, Discover More - $3600, Cap 1 Cash Rewards - $3000, Amex HHonors - $2000, State Farm - $2000, Cap 1 MTV - $1500
New Visitor
Posts: 1
Registered: ‎02-21-2011
0

VALUE CITY CREDIT CARD

I was already planning on going to Value City today to get a new bedroom set for my 6 year old and was looking up information on obtaining their credit card.  I just went to the truck load win a free shopping card and applied/entered.  I was approved for their credit card with a $1,000 limit.  I was given instantly provided a temporary card with my new account number and told the card would be in the mail in 10 days.

 

I just checked my credit watch (5 minutes after the account was approved) and so far there is nothing.  They only asked for the last 4 digits of my ssn, so apparently my name and address gave them the first 5.  Not sure when I get into the strore if they will pull a hard inquiry or not.  But nothing so far.  After I get home if I notice they did a hard pull I will update and let those of you who are interested in their score card know.

 

As of today:

 

Equifax 671

Experian 658

Transunion 721

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.