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Established Contributor
PurpleHaze
Posts: 717
Registered: ‎03-05-2008

Value City Credit Card - Does Anyone Have

Hi all. Does anyone have or has anyone recently applied for a Value City credit card? Want to see what bureau they pull and score level when received. Any info would be great. Thanks in advance.

Starting Score: EQ: 633 (12/31/09) TU: 651 (12/31/09)
Current Score: EQ:633 TU: 651
Goal Score: EQ: 700 TU:700


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Frequent Contributor
rbh
Posts: 356
Registered: ‎06-25-2009

Re: Value City Credit Card - Does Anyone Have

There is another thread around here from last year where a user reported that they pull EX.
AMEX Blue Cash - $15k, Lowes/GECRB - $10K, PNC - $10K, CIti Diamond Preferred - $10K, Home Depot/Citi - $7590, Best Buy Store/HSBC - $7400, Citi Platinum Select - $7150, Best Buy RZMC/HSBC - $5750, Dillards/GECRB - $4350, Discover More - $3600, Cap 1 Cash Rewards - $3000, Amex HHonors - $2000, State Farm - $2000, Cap 1 MTV - $1500
Mega Contributor
Creditaddict
Posts: 18,877
Registered: ‎10-23-2007

Re: Value City Credit Card - Does Anyone Have

My dad was approved with scores around 700 but VERY HIGH debt. Actually he was approved for 4 WFNB cards ranging from 1k-3k
Fico Scores: EQ 639 Navy, TU 665 GE, EX 677 Prosper (07-09-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Buckle $250
Over 30 Cards in between :smileytongue:
Frequent Contributor
rbh
Posts: 356
Registered: ‎06-25-2009

Re: Value City Credit Card - Does Anyone Have

You got me curious about Value City so I went to check out stuff on their website.  They have a link on their website to enter a contest to win a shopping spree, so I thought what the heck I'll enter.  When I entered my name and address information, the next screen stated that I was preapproved for their credit card with a $1k limit. I don't know if they did a soft or not, I've read here that they don't need your SSN to do that.  I didn't go through with the application because I don't need the card, but it might be something you want to investigate doing to see what your results might be. 

 

Here's the link Value City Sweepstakes

AMEX Blue Cash - $15k, Lowes/GECRB - $10K, PNC - $10K, CIti Diamond Preferred - $10K, Home Depot/Citi - $7590, Best Buy Store/HSBC - $7400, Citi Platinum Select - $7150, Best Buy RZMC/HSBC - $5750, Dillards/GECRB - $4350, Discover More - $3600, Cap 1 Cash Rewards - $3000, Amex HHonors - $2000, State Farm - $2000, Cap 1 MTV - $1500
Valued Member
WD
Posts: 46
Registered: ‎01-02-2009

Re: Value City Credit Card - Does Anyone Have


rbh wrote:

You got me curious about Value City so I went to check out stuff on their website.  They have a link on their website to enter a contest to win a shopping spree, so I thought what the heck I'll enter.  When I entered my name and address information, the next screen stated that I was preapproved for their credit card with a $1k limit. I don't know if they did a soft or not, I've read here that they don't need your SSN to do that.  I didn't go through with the application because I don't need the card, but it might be something you want to investigate doing to see what your results might be. 

 

Here's the link Value City Sweepstakes


Thanks for the info.

 

This might come in handy if I get a house soon.

Valued Contributor
mjbfan79
Posts: 1,998
Registered: ‎03-31-2008

Re: Value City Credit Card - Does Anyone Have

I was just approved for account starting CL was 1200 they pulled EX not sure what my scores where.


Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


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Regular Contributor
Nonaii
Posts: 246
Registered: ‎06-02-2008

Re: Value City Credit Card - Does Anyone Have

Value City is still around?  I used to like their clearance sales.    They were my Ross and Marshall's before I knew what Ross and Marshall's were.    I don't have one around here.  I don't like it enough for an Experian inquiry if I did. :smileysad:   Do they still have good deals?

Regular Contributor
iwantbettercredit
Posts: 163
Registered: ‎10-20-2007

Re: Value City Credit Card - Does Anyone Have

They Pulled Experian on me. I am in Illinois.

"All I want for Christmas is to be able to pay our debts"
Frequent Contributor
rbh
Posts: 356
Registered: ‎06-25-2009

Re: Value City Credit Card - Does Anyone Have

 


Nonaii wrote:

Value City is still around?  I used to like their clearance sales.    They were my Ross and Marshall's before I knew what Ross and Marshall's were.    I don't have one around here.  I don't like it enough for an Experian inquiry if I did. :smileysad:   Do they still have good deals?


 

I don't think their clothing stores are around anymore, but the same company operates furniture stores. That's what everybody is talking about.

 

AMEX Blue Cash - $15k, Lowes/GECRB - $10K, PNC - $10K, CIti Diamond Preferred - $10K, Home Depot/Citi - $7590, Best Buy Store/HSBC - $7400, Citi Platinum Select - $7150, Best Buy RZMC/HSBC - $5750, Dillards/GECRB - $4350, Discover More - $3600, Cap 1 Cash Rewards - $3000, Amex HHonors - $2000, State Farm - $2000, Cap 1 MTV - $1500
New Visitor
rj6306
Posts: 1
Registered: ‎02-21-2011

VALUE CITY CREDIT CARD

I was already planning on going to Value City today to get a new bedroom set for my 6 year old and was looking up information on obtaining their credit card.  I just went to the truck load win a free shopping card and applied/entered.  I was approved for their credit card with a $1,000 limit.  I was given instantly provided a temporary card with my new account number and told the card would be in the mail in 10 days.

 

I just checked my credit watch (5 minutes after the account was approved) and so far there is nothing.  They only asked for the last 4 digits of my ssn, so apparently my name and address gave them the first 5.  Not sure when I get into the strore if they will pull a hard inquiry or not.  But nothing so far.  After I get home if I notice they did a hard pull I will update and let those of you who are interested in their score card know.

 

As of today:

 

Equifax 671

Experian 658

Transunion 721


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