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Through Alliant CU they give me a FAKO score. Its a 'vantagescore" whatever. Anyway, I watch that for trends during my rebuilding (just like I watch CK).. heres the latest 'reason' for not having a higher score with them:
1. Time since oldest account opened is too recent. <<<< okay, this is true, new accounts added in June/July this year.
2. The available credit on your open bank credit card accounts is too low. <<<< I didn't think over 30k was low.. hmmmm
3. The balances on your open accounts are too high in comparison to their credit limits. <<<< who KNEW Zero was too high!! (okay i do have a car and a house but srsly?)
4. You have too many inquiries on your credit report. << I have 4...
2. The available credit on your open bank credit card accounts is too low. <<<< I didn't think over 30k was low.. hmmmm
3. The balances on your open accounts are too high in comparison to their credit limits. <<<< who KNEW Zero was too high!! (okay i do have a car and a house but srsly?)
4. You have too many inquiries on your credit report. << I have 4...
just frustrating!! thanks for reading... go have a cookie.
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