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Through Alliant CU they give me a FAKO score. Its a 'vantagescore" whatever. Anyway, I watch that for trends during my rebuilding (just like I watch CK).. heres the latest 'reason' for not having a higher score with them:
they will make up ANYTHING....
weird though..
Ive noticed that even when you do get approved, they include the same reasons as reasons for "not the best terms" LOL...
Those reason codes tend to go in ascending order from relevant to irrelevant, meaning the first reason code is generally the main issue for denial/not best terms/low score etc.