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Venture/Amex Points Question

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Lyythine
Established Contributor

Venture/Amex Points Question

My question is for those who better understand and/or know these things better than I do.  With frequent spending of 20-30k a month, which of these two cards is better for general spend.  I am giving one of them to my assistant to pay for some reimbursable business expenses, but I am not sure which one would generally be more adventageous.  Historically, I have always used my Amex Platinum, however, I am questioning whether the Venture might be a better reward?  

 

Im looking for travel rewards, if that helps. I can transfer the points to airlines/hotels, etc: What I am really asking is the overall point valuation better for amex or venture?

 

Thanks in advance for any advice!

Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Venture/Amex Points Question

This chart is a good tool to determine the points value of various programs.  If you transfer the Amex MR points to airlines/hotels (which you should)  the MR points are worth quite a bit more than the Capital One points which are entirely on a reimbursement basis.  Even better would be using a Chase card that earns UR points :-)

 

http://thepointsguy.com/2015/06/june-2015-monthly-valuations/

Message 2 of 7
Lyythine
Established Contributor

Re: Venture/Amex Points Question


@Anonymous wrote:

This chart is a good tool to determine the points value of various programs.  If you transfer the Amex MR points to airlines/hotels (which you should)  the MR points are worth quite a bit more than the Capital One points which are entirely on a reimbursement basis.  Even better would be using a Chase card that earns UR points :-)

 

http://thepointsguy.com/2015/06/june-2015-monthly-valuations/


Thanks, Irish  - you're awesome!  I did a quick google search for something like this and couldnt find one.  Thanks for the help!

Message 3 of 7
Anonymous
Not applicable

Re: Venture/Amex Points Question


@Lyythine wrote:

@Anonymous wrote:

This chart is a good tool to determine the points value of various programs.  If you transfer the Amex MR points to airlines/hotels (which you should)  the MR points are worth quite a bit more than the Capital One points which are entirely on a reimbursement basis.  Even better would be using a Chase card that earns UR points :-)

 

http://thepointsguy.com/2015/06/june-2015-monthly-valuations/


Thanks, Irish  - you're awesome!  I did a quick google search for something like this and couldnt find one.  Thanks for the help!


You're very welcome.

Message 4 of 7
Anonymous
Not applicable

Re: Venture/Amex Points Question


@Anonymous wrote:

This chart is a good tool to determine the points value of various programs.  If you transfer the Amex MR points to airlines/hotels (which you should)  the MR points are worth quite a bit more than the Capital One points which are entirely on a reimbursement basis.  Even better would be using a Chase card that earns UR points :-)

 

http://thepointsguy.com/2015/06/june-2015-monthly-valuations/


oooo this is nice. Thanks for posting!

Message 5 of 7
longtimelurker
Epic Contributor

Re: Venture/Amex Points Question


@Anonymous wrote:

This chart is a good tool to determine the points value of various programs.  If you transfer the Amex MR points to airlines/hotels (which you should)  the MR points are worth quite a bit more than the Capital One points which are entirely on a reimbursement basis.  Even better would be using a Chase card that earns UR points :-)

 

http://thepointsguy.com/2015/06/june-2015-monthly-valuations/


Also remember to take earning rate into account.   In this case, venture earns 2c per $, and MR earns a minimum of that, higher on category spend, but when comparing the rates in general, 5x a lower rate can beat 1x a higher rate!

Message 6 of 7
Kenny
Moderator Emeritus

Re: Venture/Amex Points Question

Exactly. I was going to ask how your MRs are earned. (That sounds super simplistic, but what I mean is this: with my Ameriprise platinum you get 5k MR extra with every 20k spend up to 30k extra MR. Does your platinum have this?)
Message 7 of 7
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