Very mad with Walmart Credit Card

[longtimelurker]

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@joltdude wrote:
I am having serious doubts about the credit history of the original OP.. There are too many coincidences and situations that just happen to be occurring to them. Some of it may be due to OP not listening and heeding the forums advice, while others may be the creditors trying to save face and are symptoms of AA, in good faith I cannot take anymore of the ops situations at face value unless another forum member has the same situation... Still feel like we're being led on

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Well, you have Credit Addict reporting the same thing, so I assume that this is real.   Just because the OP may be applying for way too much, doesn't mean that some things happen that are not due to process failures on the issuer side.   Unless you want to maintain that these CSRs are never wrong.

[joltdude]

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@longtimelurker wrote:

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@joltdude wrote:
I am having serious doubts about the credit history of the original OP.. There are too many coincidences and situations that just happen to be occurring to them. Some of it may be due to OP not listening and heeding the forums advice, while others may be the creditors trying to save face and are symptoms of AA, in good faith I cannot take anymore of the ops situations at face value unless another forum member has the same situation... Still feel like we're being led on

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Well, you have Credit Addict reporting the same thing, so I assume that this is real.   Just because the OP may be applying for way too much, doesn't mean that some things happen that are not due to process failures on the issuer side.   Unless you want to maintain that these CSRs are never wrong.

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I agree that this situation with Walmart and the OP are indeed valid.. but its like the boy who cries wolf.... When is the OP telling the truth or not... My point is that some of these events are self-inflicted!...

[killer_queen229]

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@joltdude wrote:

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@longtimelurker wrote:

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@joltdude wrote:
I am having serious doubts about the credit history of the original OP.. There are too many coincidences and situations that just happen to be occurring to them. Some of it may be due to OP not listening and heeding the forums advice, while others may be the creditors trying to save face and are symptoms of AA, in good faith I cannot take anymore of the ops situations at face value unless another forum member has the same situation... Still feel like we're being led on

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Well, you have Credit Addict reporting the same thing, so I assume that this is real.   Just because the OP may be applying for way too much, doesn't mean that some things happen that are not due to process failures on the issuer side.   Unless you want to maintain that these CSRs are never wrong.

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I agree that this situation with Walmart and the OP are indeed valid.. but its like the boy who cries wolf.... Some of these events are self-inflicted!...

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I think lenders would be more willing to care or help if he did things like stop applying to make himself  look favorable...

[killer_queen229]

It makes me feel bad when someone has to seek desperate measures just to have something in their name.  You can sense frustration in not getting what they want, so they "down grade" just to have something that they know isn't great but will make it great for them when they don't need it for any other purpose but to just have another card.  Even the cards I have aren't that hard to get, but you have to earn them. 

[jsucool76]

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@joltdude wrote:

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@longtimelurker wrote:

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@joltdude wrote:
I am having serious doubts about the credit history of the original OP.. There are too many coincidences and situations that just happen to be occurring to them. Some of it may be due to OP not listening and heeding the forums advice, while others may be the creditors trying to save face and are symptoms of AA, in good faith I cannot take anymore of the ops situations at face value unless another forum member has the same situation... Still feel like we're being led on

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Well, you have Credit Addict reporting the same thing, so I assume that this is real.   Just because the OP may be applying for way too much, doesn't mean that some things happen that are not due to process failures on the issuer side.   Unless you want to maintain that these CSRs are never wrong.

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I agree that this situation with Walmart and the OP are indeed valid.. but its like the boy who cries wolf.... When is the OP telling the truth or not... My point is that some of these events are self-inflicted!...

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Since CA said this happened I'll let it slide, but the applying for paypal and "accidentally' getting the ebay card I don't buy. Lenders don't accidentally send you the wrong card. lol 

[killer_queen229]

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@jsucool76 wrote:

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@joltdude wrote:

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@longtimelurker wrote:

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@joltdude wrote:
I am having serious doubts about the credit history of the original OP.. There are too many coincidences and situations that just happen to be occurring to them. Some of it may be due to OP not listening and heeding the forums advice, while others may be the creditors trying to save face and are symptoms of AA, in good faith I cannot take anymore of the ops situations at face value unless another forum member has the same situation... Still feel like we're being led on

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Well, you have Credit Addict reporting the same thing, so I assume that this is real.   Just because the OP may be applying for way too much, doesn't mean that some things happen that are not due to process failures on the issuer side.   Unless you want to maintain that these CSRs are never wrong.

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I agree that this situation with Walmart and the OP are indeed valid.. but its like the boy who cries wolf.... When is the OP telling the truth or not... My point is that some of these events are self-inflicted!...

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Since CA said this happened I'll let it slide, but the applying for paypal and "accidentally' getting the ebay card I don't buy. Lenders don't accidentally send you the wrong card. lol 

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How does one get the wrong card sent to you? Unless you applied for the wrong card.

[chalupaman]

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@jsucool76 wrote:

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@joltdude wrote:

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@longtimelurker wrote:

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@joltdude wrote:
I am having serious doubts about the credit history of the original OP.. There are too many coincidences and situations that just happen to be occurring to them. Some of it may be due to OP not listening and heeding the forums advice, while others may be the creditors trying to save face and are symptoms of AA, in good faith I cannot take anymore of the ops situations at face value unless another forum member has the same situation... Still feel like we're being led on

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Well, you have Credit Addict reporting the same thing, so I assume that this is real.   Just because the OP may be applying for way too much, doesn't mean that some things happen that are not due to process failures on the issuer side.   Unless you want to maintain that these CSRs are never wrong.

---

I agree that this situation with Walmart and the OP are indeed valid.. but its like the boy who cries wolf.... When is the OP telling the truth or not... My point is that some of these events are self-inflicted!...

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Since CA said this happened I'll let it slide, but the applying for paypal and "accidentally' getting the ebay card I don't buy. Lenders don't accidentally send you the wrong card. lol 

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There was actually a story that I read recently on another CC forum where someone apped for a Chase Marriott and was approved but they ended up sending that person a CSP! I think it would have be a really really rare occurrence but somehow it happened here.

[keithB]

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@killer_queen229 wrote:

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@jsucool76 wrote:

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@joltdude wrote:

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@longtimelurker wrote:

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@joltdude wrote:
I am having serious doubts about the credit history of the original OP.. There are too many coincidences and situations that just happen to be occurring to them. Some of it may be due to OP not listening and heeding the forums advice, while others may be the creditors trying to save face and are symptoms of AA, in good faith I cannot take anymore of the ops situations at face value unless another forum member has the same situation... Still feel like we're being led on

---

Well, you have Credit Addict reporting the same thing, so I assume that this is real.   Just because the OP may be applying for way too much, doesn't mean that some things happen that are not due to process failures on the issuer side.   Unless you want to maintain that these CSRs are never wrong.

---

I agree that this situation with Walmart and the OP are indeed valid.. but its like the boy who cries wolf.... When is the OP telling the truth or not... My point is that some of these events are self-inflicted!...

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Since CA said this happened I'll let it slide, but the applying for paypal and "accidentally' getting the ebay card I don't buy. Lenders don't accidentally send you the wrong card. lol 

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How does one get the wrong card sent to you? Unless you applied for the wrong card.

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Prolly forgot he app'd for it.  Easy to lose count after doing about 10-20 apps in a night.

[longtimelurker]

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@killer_queen229 wrote:

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@jsucool76 wrote:

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@joltdude wrote:

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@longtimelurker wrote:

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@joltdude wrote:
I am having serious doubts about the credit history of the original OP.. There are too many coincidences and situations that just happen to be occurring to them. Some of it may be due to OP not listening and heeding the forums advice, while others may be the creditors trying to save face and are symptoms of AA, in good faith I cannot take anymore of the ops situations at face value unless another forum member has the same situation... Still feel like we're being led on

---

Well, you have Credit Addict reporting the same thing, so I assume that this is real.   Just because the OP may be applying for way too much, doesn't mean that some things happen that are not due to process failures on the issuer side.   Unless you want to maintain that these CSRs are never wrong.

---

I agree that this situation with Walmart and the OP are indeed valid.. but its like the boy who cries wolf.... When is the OP telling the truth or not... My point is that some of these events are self-inflicted!...

---

Since CA said this happened I'll let it slide, but the applying for paypal and "accidentally' getting the ebay card I don't buy. Lenders don't accidentally send you the wrong card. lol 

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How does one get the wrong card sent to you? Unless you applied for the wrong card.

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http://ficoforums.myfico.com/t5/Credit-Cards/AMEX-sent-wrong-card/m-p/2640513/highlight/true#M754678

[chalupaman]

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@keithB wrote:

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@killer_queen229 wrote:

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@jsucool76 wrote:

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@joltdude wrote:

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@longtimelurker wrote:

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@joltdude wrote:
I am having serious doubts about the credit history of the original OP.. There are too many coincidences and situations that just happen to be occurring to them. Some of it may be due to OP not listening and heeding the forums advice, while others may be the creditors trying to save face and are symptoms of AA, in good faith I cannot take anymore of the ops situations at face value unless another forum member has the same situation... Still feel like we're being led on

---

Well, you have Credit Addict reporting the same thing, so I assume that this is real.   Just because the OP may be applying for way too much, doesn't mean that some things happen that are not due to process failures on the issuer side.   Unless you want to maintain that these CSRs are never wrong.

---

I agree that this situation with Walmart and the OP are indeed valid.. but its like the boy who cries wolf.... When is the OP telling the truth or not... My point is that some of these events are self-inflicted!...

---

Since CA said this happened I'll let it slide, but the applying for paypal and "accidentally' getting the ebay card I don't buy. Lenders don't accidentally send you the wrong card. lol 

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How does one get the wrong card sent to you? Unless you applied for the wrong card.

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Prolly forgot he app'd for it.  Easy to lose count after doing about 10-20 apps in a night.

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That's probably what happened. Yet again, apping for 2-3 cards every week since March does things like that to people.