02-01-2013 04:02 PM
Congrats!!!! I'm happy for you and know hw you feel because the same happened for me!! I wouldn't of known it if it wasn't for this site and the helpful people here. When I was approved, I couldn't believe it either and was just as excited as you. Good luck and garden it well.
02-01-2013 04:10 PM
I just got approved for $500! So happy.. Thank you for sharing, I wouldn't have known..
02-01-2013 04:18 PM
How did you know it's a soft pull? They just ask for the last 4 of my ssn. is that a soft or hard pull?
With just the last 4 of ur SSN, thts a soft pull.
Full info = Hard pull
02-01-2013 04:59 PM
I "pretend" to buy some stuff at VS BUCKLE AND EXPRESS and NADA..... I even made sure my pop-up blocker was disabled. Oh well!!... I was going to try to "pretend" to buy stuff as my husband lol....
02-01-2013 06:29 PM
I just did this too and was preapproved for $300. I didn't buy anything because the shipping was so expense and I have VS a few blocks from my house. I was looking for a second card to add to my secured VISA I have reporting. I only entered in the last 4 of my ss# so I hope that does in fact mean they only do a soft. I only have one inquiry on each report and I want to keep it that way so I can hopefully refinance my house this summer. My scores are sitting in the low 600's now and I am hoping to reach 650 by June.
Can anyone confirm that Victoria Secrets does in fact report to all the credit bureaus each month? If so, this will give me two credit cards reporting and I just finished rehabbing my student loans so that will add a loan payment to my mix too.