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I messed up with them as well with Express in college. Charged off
To my surprise, they pre-approved me for a VS card last week and i bit the bait and they gave it to me.
They must be feeling nice, because i have more than enough inquiries. Still cant get an Old Navy card though
@ Haulingthescoreup
They seem pretty quick with the generosity. I placed an order and the CSR told me my CL is 320. That's $40 dollars for using the account, LOL.
Sorry if this is off thread: If you report a card lost or stolen and a different card is issued you have a duplicate TL? Not sure I understand.
Thanks.
@Anonymous wrote:Sorry if this is off thread: If you report a card lost or stolen and a different card is issued you have a duplicate TL? Not sure I understand.
Thanks.
No, the lender is supposed to report the new account number to the old account number so you keep the same history.
However, HSBC likes to report the lost/stolen card on your credit reports and reports the new account number as another TL but I've heard that it either falls off at 6 months or you can dispute it off.