Here's some data point.
I tried to recon the initial CLI and they said it was HP only, I haven't bothered to call back and ask someone else if that is true. I tried the luv button and got 7-10 days. The letter said it was declined because the account was recently opened and we are unwilling to increaase your credit line at this time. They woudl like to see a consistent payment pattern established with the existing credit limit before granting additional credit.
I had a 745 on EQ when I appled. It was the 3rd card of a spree, 1 new account and 1 new inq reported before this app. I got the 15.98% APR. 3-4% Util