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Virgin America CLI and APR Reduction Denied.

tag
vpae
Established Contributor

Re: Virgin America CLI and APR Reduction Denied.

Here's some data point.

 

I tried to recon the initial CLI and they said it was HP only, I haven't bothered to call back and ask someone else if that is true. I tried the luv button and got 7-10 days. The letter said it was declined because the account was recently opened and we are unwilling to increaase your credit line at this time. They woudl like to see a consistent payment pattern established with the existing credit limit before granting additional credit.

 

I had a 745 on EQ when I appled. It was the 3rd card of a spree, 1 new account and 1 new inq reported before this app. I got the 15.98% APR. 3-4% Util

12/19/19 06/11/20 07/02/20
Total CL: $708,900. Largest CL: Amex Bonvoy Brilliant $70K. Apple Card $40K. Chase Ritz Carlton $35K. Mouseover for individual CLs
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