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I have always wanted this card because I fly Virgin all the time however my credit was never decent enough to get approved when it was barclay. Now that it is commenity I was wondering if I had more of a shot at getting approved? I saw they were giving out $300 limits and tbh I would be happy with that if it got me in the door.
Anyone get approved for this card? Also what are the average scores to get approved?
@mattayy wrote:I have always wanted this card because I fly Virgin all the time however my credit was never decent enough to get approved when it was barclay. Now that it is commenity I was wondering if I had more of a shot at getting approved? I saw they were giving out $300 limits and tbh I would be happy with that if it got me in the door.
Anyone get approved for this card? Also what are the average scores to get approved?
I was declined with EQ 628 provided by them but mostly because of BK.
What baddies do you have?
your other credit lines don't really support this card I don't think just yet however your 650 EQ might... they seem to be running this card more strict criteria then the non visa brand cards they back so i dunno.
I have a CO from cap 1 from 2008 and a hospital bill from 2009 for like $150.
I wanna apply for this so bad
@mattayy wrote:I have a CO from cap 1 from 2008 and a hospital bill from 2009 for like $150.
id pay the hospital bill since it's medical you can have it deleted once it's paid.
@toothgrind3r wrote:I wanna apply for this so bad
why don't you... you have some other good cards... you have a bk?
why don't you... you have some other good cards... you have a bk?
Sorry, not sure what "bk" is...been meaning to look that one up in the abbreviations post!
I have some old baddies that are still hanging on (collections that have since been paid, goodwills haven't worked, waiting for them to fall off)
I feel like my scores are too low. My Citi card...I dunno, I think that approval was a freak accident! And the Cap1 QS1 was a recent product change upgrade.
@Happychap wrote:
I just got denied for this card also, close to 800 Fico score and only 8 points short from the Max on their internal score! Reason for decline was inq. They have no recon dept either.
they make you send in written letter asking for recon and why... I did it just for kicks.
@toothgrind3r wrote:why don't you... you have some other good cards... you have a bk?
Sorry, not sure what "bk" is...been meaning to look that one up in the abbreviations post!
I have some old baddies that are still hanging on (collections that have since been paid, goodwills haven't worked, waiting for them to fall off)
I feel like my scores are too low. My Citi card...I dunno, I think that approval was a freak accident! And the Cap1 QS1 was a recent product change upgrade.
bk = Bankruptcy