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Virgin America FICO Score requirement and Which CRA

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tee333111
New Member

Virgin America FICO Score requirement and Which CRA

I recently apped for ther Virgin America Visa and got the wait 7-10 day notice. I also have been on an app spree and I am now heading to the garden.

 

Apps:

 

Macys Store card............$300

Chevron store card...............$500

Walmart Store Card..........$600

Amex bce...........pending

Virgin America..........Pending

Sony Card visa...........Denied

 Fingerhut....CLI $400.....Now $950

 

I'm in FL. I see that Amex pulled Ex for me Score on Equifax.com is 654. I do have 8 inqs on that report. Not Sure if that will be approved. Not sure what Virgin will pull.

I do have a few baddies 1 on Trans 4 on eq and 4 on ex.

 

My scores from eq.com for all 3: EQ 663 EX 662 TU 654 (649 Wally)

 

Anyone know what they expect when you app? Are they inq sensitive?

Any info will help.

EQ 663 EX 662 TU 612 (Barclay)

In My Wallet: Fred Meyers Visa Rewards $5000- Jared- $1600-Fingerhut $950-Walmart Store $600- Care Credit-$800- QS one-$500 Chevron Store $500- Victoria secret $500- Capital One Secured $325- Barclay Rewards- $500- Macy's $300- One Stop Plus (store)-$250- Marathon (store) $250-Old Navy Store Card-$200

Gardening until: Jan 2015
Aiming for Amex: 2016
Goal: 700 Across the board
Message 1 of 3
2 REPLIES 2
vpae
Established Contributor

Re: Virgin America FICO Score requirement and Which CRA

They pulled EQ for me and 3 other people I checked with also pulled EQ. Also a few other people on the forum also say that they pulled EQ.

 

Some say they are INQ sensitive. I had 8 on EQ at the time, FICO on EQ was 745.

 

Congrats on your spree and good luck on your pending apps! 

 

 

12/19/19 06/11/20 07/02/20
Total CL: $708,900. Largest CL: Amex Bonvoy Brilliant $70K. Apple Card $40K. Chase Ritz Carlton $35K. Mouseover for individual CLs
Message 2 of 3
Creditaddict
Legendary Contributor

Re: Virgin America FICO Score requirement and Which CRA

they pull EQ, EX if EQ is frozen.

They seem to be toughest on this card out of anything they issue.

Message 3 of 3
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