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I received visa black card preapproval this week in mail.
Not planning to pursue right now and holding off for some time.
Rewards are very good but so is annual fee. Even second card for my wife is going to be expensive.
Not sure why they make such tempting offers.
@nishant1 wrote:I received visa black card preapproval this week in mail.
Not planning to pursue right now and holding off for some time.
Rewards are very good but so is annual fee. Even second card for my wife is going to be expensive.
Not sure why they make such tempting offers.
This card is widely regarded as a total waste of money, substandard rewards with a very high AF. What is attractive to you?
From what i have read the Visa Black Card is one to stay away from.... Just my 2 cents
@bs6054 wrote:
@nishant1 wrote:I received visa black card preapproval this week in mail.
Not planning to pursue right now and holding off for some time.
Rewards are very good but so is annual fee. Even second card for my wife is going to be expensive.
Not sure why they make such tempting offers.
This card is widely regarded as a total waste of money, substandard rewards with a very high AF. What is attractive to you?
+ 1 ........ Very well Said
They been very happy in my shredder for a few time......
@bs6054 wrote:
@nishant1 wrote:I received visa black card preapproval this week in mail.
Not planning to pursue right now and holding off for some time.
Rewards are very good but so is annual fee. Even second card for my wife is going to be expensive.
Not sure why they make such tempting offers.
This card is widely regarded as a total waste of money, substandard rewards with a very high AF. What is attractive to you?
I know the annual fee is high. The attraction is that for air travel using Black card to get $500 ticket, only half the points points are needed.
My current best credit card -Chase Sapphire- although not a correct comparison due to annual fee difference, it gives me only 20% advantage on air tickets.
However, I am not in hurry so I donot find cost to benefit acceptable, I will not jump to it.
@nishant1 wrote:I know the annual fee is high. The attraction is that for air travel using Black card to get $500 ticket, only half the points points are needed.
My current best credit card -Chase Sapphire- although not a correct comparison due to annual fee difference, it gives me only 20% advantage on air tickets.
However, I am not in hurry so I donot find cost to benefit acceptable, I will not jump to it.
With the CSP, you should transfer your points to a frequent flier program and use the miles to book your flight.
Did you get a special offer? From the standard Black Card site:
For example, 15,000 points can be redeemed for a 1% statement credit toward a purchase of $150 or more; and when redeeming points for airline ticket purchases through our Exclusive Rewards Program, your points will double in value and 15,000 points can be used to purchase an airline ticket for $300.
i.e. 2% cashback equivalent on airline tickets. Well, cards like Fidelity Amex and Priceline Visa with no annual fee give the same 2% on everything, and many airline cards can give more than this when getting miles.
Of course, if your offer if different, things might change, but this is often considered the up-market version of First Premier!