Credit Cards

[-RED]

LOL Yeah 495 is a bit much for quasi-status!

[creditwherecreditisdue]

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-RED wrote:
LOL Yeah 495 is a bit much for quasi-status!

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There really is no status associated with this card. It does not even qualify for Signature status. You not only don't need to have an income to be offered the card, you don't have to have an income over $10K to be approved for it. The only "status" attached is that you belong to a group of individuals who can/will pay a $495 AF for a card of dubious value. Ameriprise is so much better for < 1/3 the cost. (And it is a genuine World/Signature card.)

[BungalowMo]

OK...my "dumb question of the month" :

What, exactly, IS a signature card?? 

[creditwherecreditisdue]

In a nutshell, here:

     http://usa.visa.com/personal/visa-signature/benefits/index.jsp and

     http://usa.visa.com/personal/cards/benefits/index.html

or in more detail here:

     http://usa.visa.com/download/personal/cards/credit/visa_benefits_signature.pdf

The card may or may not have NPSL. A Signature card ranks above a Platinum card.

[Creditaddict]

it's probably the only $495 annual fee card that you can actually get a $500 credit line on!!!

[creditwherecreditisdue]

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Creditaddict wrote:
it's probably the only $495 annual fee card that you can actually get a $500 credit line on!!!

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ROTLFMAO!

Better act quickly though before the "fee harvester card" provisions of the Credit CARD Act of 2009 kick in!

[Desert-Rat]

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creditwherecreditisdue wrote:

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Creditaddict wrote:
it's probably the only $495 annual fee card that you can actually get a $500 credit line on!!!

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ROTLFMAO!

Better act quickly though before the "fee harvester card" provisions of the Credit CARD Act of 2009 kick in!

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That cracked me up!

D-R