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Visa Black Card - The Black Card Made of Carbon Graphite

Regular Contributor

Re: Visa Black Card - The Black Card Made of Carbon Graphite

LOL Yeah 495 is a bit much for quasi-status!
-800 or Bust...!
Message 11 of 17
Senior Contributor

Re: Visa Black Card - The Black Card Made of Carbon Graphite


-RED wrote:
LOL Yeah 495 is a bit much for quasi-status!

There really is no status associated with this card. It does not even qualify for Signature status. You not only don't need to have an income to be offered the card, you don't have to have an income over $10K to be approved for it. The only "status" attached is that you belong to a group of individuals who can/will pay a $495 AF for a card of dubious value. Ameriprise is so much better for < 1/3 the cost. (And it is a genuine World/Signature card.)

Message 12 of 17
Senior Contributor

Re: Visa Black Card - The Black Card Made of Carbon Graphite

OK...my "dumb question of the month" :

 

What, exactly, IS a signature card??  Smiley Indifferent



Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 04/2017 TU 754 - EQ 757 - EX 747
Goal Score: 850

Bury me in the garden...last app 08.09.15

Message 13 of 17
Senior Contributor

Re: Visa Black Card - The Black Card Made of Carbon Graphite

In a nutshell, here:

 

     http://usa.visa.com/personal/visa-signature/benefits/index.jsp and

 

     http://usa.visa.com/personal/cards/benefits/index.html

 

or in more detail here:

 

     http://usa.visa.com/download/personal/cards/credit/visa_benefits_signature.pdf

 

The card may or may not have NPSL. A Signature card ranks above a Platinum card.

Message 14 of 17
Epic Contributor

Re: Visa Black Card - The Black Card Made of Carbon Graphite

it's probably the only $495 annual fee card that you can actually get a $500 credit line on!!!
Message 15 of 17
Senior Contributor

Re: Visa Black Card - The Black Card Made of Carbon Graphite


Creditaddict wrote:
it's probably the only $495 annual fee card that you can actually get a $500 credit line on!!!

 

ROTLFMAO!

 

Better act quickly though before the "fee harvester card" provisions of the Credit CARD Act of 2009 kick in!

Message 16 of 17
Highlighted
Regular Contributor

Re: Visa Black Card - The Black Card Made of Carbon Graphite


creditwherecreditisdue wrote:

Creditaddict wrote:
it's probably the only $495 annual fee card that you can actually get a $500 credit line on!!!

 

ROTLFMAO!

 

Better act quickly though before the "fee harvester card" provisions of the Credit CARD Act of 2009 kick in!


 

That cracked me up!

D-R

Message 17 of 17