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Regular Contributor
Posts: 231
Registered: ‎08-07-2009
0

Re: Visa Black Card - The Black Card Made of Carbon Graphite

LOL Yeah 495 is a bit much for quasi-status!
-800 or Bust...!
Senior Contributor
Posts: 4,923
Registered: ‎04-19-2009
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Re: Visa Black Card - The Black Card Made of Carbon Graphite


-RED wrote:
LOL Yeah 495 is a bit much for quasi-status!

There really is no status associated with this card. It does not even qualify for Signature status. You not only don't need to have an income to be offered the card, you don't have to have an income over $10K to be approved for it. The only "status" attached is that you belong to a group of individuals who can/will pay a $495 AF for a card of dubious value. Ameriprise is so much better for < 1/3 the cost. (And it is a genuine World/Signature card.)

Senior Contributor
Posts: 4,266
Registered: ‎05-01-2008
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Re: Visa Black Card - The Black Card Made of Carbon Graphite

OK...my "dumb question of the month" :

 

What, exactly, IS a signature card??  :smileyindifferent:



Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 02/2015 TU 709 - EQ 676 - EX 729
Goal Score: 850

Bury me in the garden...last app 12.19.14

Senior Contributor
Posts: 4,923
Registered: ‎04-19-2009
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Re: Visa Black Card - The Black Card Made of Carbon Graphite

In a nutshell, here:

 

     http://usa.visa.com/personal/visa-signature/benefits/index.jsp and

 

     http://usa.visa.com/personal/cards/benefits/index.html

 

or in more detail here:

 

     http://usa.visa.com/download/personal/cards/credit/visa_benefits_signature.pdf

 

The card may or may not have NPSL. A Signature card ranks above a Platinum card.

Epic Contributor
Posts: 23,289
Registered: ‎10-23-2007
0

Re: Visa Black Card - The Black Card Made of Carbon Graphite

it's probably the only $495 annual fee card that you can actually get a $500 credit line on!!!
Fico Scores: EQ- 668 DCU., TU 704 Best Buy, EX 700 Chase (2/5/15)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
67 Cards and Counting :smileytongue:
Senior Contributor
Posts: 4,923
Registered: ‎04-19-2009
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Re: Visa Black Card - The Black Card Made of Carbon Graphite


Creditaddict wrote:
it's probably the only $495 annual fee card that you can actually get a $500 credit line on!!!

 

ROTLFMAO!

 

Better act quickly though before the "fee harvester card" provisions of the Credit CARD Act of 2009 kick in!

Regular Contributor
Posts: 220
Registered: ‎05-11-2009
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Re: Visa Black Card - The Black Card Made of Carbon Graphite


creditwherecreditisdue wrote:

Creditaddict wrote:
it's probably the only $495 annual fee card that you can actually get a $500 credit line on!!!

 

ROTLFMAO!

 

Better act quickly though before the "fee harvester card" provisions of the Credit CARD Act of 2009 kick in!


 

That cracked me up!

D-R

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