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Regular Contributor
-RED
Posts: 231
Registered: ‎08-07-2009

Visa Black Card - The Black Card Made of Carbon Graphite

Does anybody have this card, and or have feedback about how they qualify you, and what CRA they pull etc?

 

I'm not into AMEX, but this Visa card is much more appealing anyway, because of such ease of use.

 

Thanks!

 

 

-800 or Bust...!
Established Contributor
pattycake
Posts: 760
Registered: ‎04-30-2007

Re: Visa Black Card - The Black Card Made of Carbon Graphite


-RED wrote:

Does anybody have this card, and or have feedback about how they qualify you, and what CRA they pull etc?

 

I'm not into AMEX, but this Visa card is much more appealing anyway, because of such ease of use.

 

Thanks!

 

 


 

Is that the one with the $495 AF?  
pattycake's FICOs: 6/2/10 - TU: 708; EX: ???; EQ: 749
Regular Contributor
-RED
Posts: 231
Registered: ‎08-07-2009

Re: Visa Black Card - The Black Card Made of Carbon Graphite

Y...Yes it is!!!
-800 or Bust...!
Frequent Contributor
DickC
Posts: 260
Registered: ‎05-21-2009

Re: Visa Black Card - The Black Card Made of Carbon Graphite

I believe there are other issuers of this card then AMEX. 
Regular Contributor
-RED
Posts: 231
Registered: ‎08-07-2009

Re: Visa Black Card - The Black Card Made of Carbon Graphite

This is Barclay's Card, and clearly they have had the idea long enough to have www.blackcard.com and phone number as simple as the web addy.
-800 or Bust...!
Member
SpiceofLife
Posts: 23
Registered: ‎09-27-2009

Re: Visa Black Card - The Black Card Made of Carbon Graphite

I don't have personal experience with this card,but quite a bit of info can be found over at the luxurycard website

 

Hope that helps

Regular Contributor
-RED
Posts: 231
Registered: ‎08-07-2009

Re: Visa Black Card - The Black Card Made of Carbon Graphite

^ I thank you!

 

Anybody else have some feedback.

 

I have read stuff on this card, but want to see what people might have to say here.

-800 or Bust...!
Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009

Re: Visa Black Card - The Black Card Made of Carbon Graphite

I believe it has been reported here (you could search for it) and elsewhere that this card is high on fees and low on benefits obtained.

 

Consider the source = Barclays. They are not exactly a font of directly offered high end products. The card is basically an AF/ego fee scam.

 

If you want a real premium CC try Ameriprise World Elite MC:

 

     http://www.ameriprise.com/global/sitelets/invitationonly/

 

     http://banking-credit.ameriprise.com/global/docs/mc-ataglance-client.pdf

Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008

Re: Visa Black Card - The Black Card Made of Carbon Graphite

I have the Discover Black Glow card with no AF.
Valued Contributor
Jazzzy
Posts: 2,672
Registered: ‎07-29-2009

Re: Visa Black Card - The Black Card Made of Carbon Graphite

All I know is that my son-in-law got a "pre-approved" solicitation in the mail. He maybe makes $30 a year. Don't have a clue as to why he was solicited.

 

My daughter...the sensible one of the pair...said, "Are you kidding??? Not with a $500 annual fee."

 

That was the end of that discussion.


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