Visa Black Card - who's got one?!?

[DrZoidberg]

If the Black Card had no AF would you get it? 

[-Cal-]

On my way to Orange County yesterday I noticed a billboard on the 405 advertising this card stating it's now Stainless Steel. I thought to myself, wow they're trying extremely hard to smooze people in. I don't think I've ever seen ads for a Centurion, Palladium or Amex Platinum. In my humble opinion, one of the cool things besides the perks about these cards is the sense of exclusivity. 

I have the "disposable income" to pay the AF on this card but I don't see any real value in it. I think we would see more people with this card if the AF was around the $90-$100 ballpark. No AF would cheapen the "Visa Black" brand and wouldn't much appeal. 

[jsucool76]

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@-Cal- wrote:

On my way to Orange County yesterday I noticed a billboard on the 405 advertising this card stating it's now Stainless Steel. I thought to myself, wow they're trying extremely hard to smooze people in. I don't think I've ever seen ads for a Centurion, Palladium or Amex Platinum. In my humble opinion, one of the cool things besides the perks about these cards is the sense of exclusivity. 

I have the "disposable income" to pay the AF on this card but I don't see any real value in it. I think we would see more people with this card if the AF was around the $90-$100 ballpark. No AF would cheapen the "Visa Black" brand and wouldn't much appeal. 

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Tina Fey did ads for the platinum card on TV, but certainly not a billboard. 

[-Cal-]

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@jsucool76 wrote:

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@-Cal- wrote:

On my way to Orange County yesterday I noticed a billboard on the 405 advertising this card stating it's now Stainless Steel. I thought to myself, wow they're trying extremely hard to smooze people in. I don't think I've ever seen ads for a Centurion, Palladium or Amex Platinum. In my humble opinion, one of the cool things besides the perks about these cards is the sense of exclusivity. 

I have the "disposable income" to pay the AF on this card but I don't see any real value in it. I think we would see more people with this card if the AF was around the $90-$100 ballpark. No AF would cheapen the "Visa Black" brand and wouldn't much appeal. 

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Tina Fey did ads for the platinum card on TV, but certainly not a billboard. 

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Thanks for pointing that out, never saw that. 

[Anonymous]

Yeah the card doesn't look all that great. I like the looks of the black Amex better.

[cmg15e]

I've occassionally checked their website for a detailed list of benefits, but cannot ever find a detailed set of resources/list of benefits similar to what you can find for the AMEX Platinum.  The '2x points value for airfare' is the only one I can ever seem to find, and if that's what you're getting the card for, you may as well get the Arrival + since it's got the same deal for points, and save yourself 400 dollars/year.  To me, it just doesn't seem like they care to draw customers with benefits, but rather with the image of 'exclusivity'.  

[TitaniumCash]

I received a black envelope with their invitation to apply and an offer of 25,000 bonus points after spending $1,500 within 3 months but already have the Ritz-Carlton card which I am happy with, so I don't think I'll be applying. Unless.......... they offer 100,000 points after spending $500 haha

[jm1991]

even the ritz carlton card seems like a better choice than the black card to me. Club access and gold status would more than make up for the fee

[Anonymous]

I have a Visa Black Card and really like it. If you have to worry about the $495.....then don't get one. I chose it over the Am Ex Centurion for a number of reasons. None of which has to do with $'s or net worth. (1) I don't feel like asking my friends to nominate me and (2) I don't want AmEx telling me I have to charge the $250,000 a year to keep the card active. I know the Centurion is more exclusive...it ought to be with what you have to do for it. For me, the Black Card is a very reasonable choice. By the way, I also have an AmEx Platinum

[Anonymous]

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@Anonymous wrote:
I have a Visa Black Card and really like it. If you have to worry about the $495.....then don't get one. I chose it over the Am Ex Centurion for a number of reasons. None of which has to do with $'s or net worth. (1) I don't feel like asking my friends to nominate me and (2) I don't want AmEx telling me I have to charge the $250,000 a year to keep the card active. I know the Centurion is more exclusive...it ought to be with what you have to do for it. For me, the Black Card is a very reasonable choice. By the way, I also have an AmEx Platinum

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Whatever floats your boat....