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Contributor
Posts: 75
Registered: ‎04-29-2010
0

Visa Signature CC Question...

Received an invitation from my bank for a Visa Signature CC.  Are all VS CC don't report CL or only certain ones? Just wanted to know since I don't want to waste any inquiry.  My score is just average and can't afford for a card not to report a CL.

 

Thanks in advance


Starting Score: EQ 606, TU 631
Current Score: EQ 658, TU 674, EX 656 FAKO
Goal Score: 700


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Moderator Emerita
Posts: 28,095
Registered: ‎04-01-2007
0

Re: Visa Signature CC Question...

That's the problem --most don't, but some do. Smiley Tongue

 

Which bank, and which specific card?

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Regular Contributor
Posts: 203
Registered: ‎01-16-2008
0

Re: Visa Signature CC Question...

Mine doesn't report its limit and, as a result, Discover views my $700 balance as 100% utilization and won't give me CLI from $1,700 to $2,000!  That's Ok.  I've got a good relationship with Chase and they have extended me over $15,000 in unsecured credit and a car loan.  I've had the Discover card in the sock drawer for a couple of months, which is where it will stay. Smiley Very Happy

Moderator Emeritus
Posts: 16,381
Registered: ‎03-12-2007
0

Re: Visa Signature CC Question...

 


Kay_Cee wrote:

Mine doesn't report its limit and, as a result, Discover views my $700 balance as 100% utilization and won't give me CLI from $1,700 to $2,000!  That's Ok.  I've got a good relationship with Chase and they have extended me over $15,000 in unsecured credit and a car loan.  I've had the Discover card in the sock drawer for a couple of months, which is where it will stay. Smiley Very Happy


Does your card report a high balance?

 

Credit Profile - FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 27 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: TU 1


Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring World Mastercard ~ Chase Freedom Signature Visa ~ CITI Dividend World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa

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