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Contributor
Posts: 122
Registered: ‎08-19-2012
0

Visa Signature question

Since I took a HP for a measly 2k AND it's not reporting anyway because it's a Visa Signature card, is there any way to get Bank of America to report the total credit limit to the CR agencies so I can at least get a lower util out of the whole deal?

Amex PR Gold NPSL | Amex BCP 16.5k| Amex Delta Gold Skymiles 14.9k | Amex BSP 5k | Discover 12.5k | Citi Diamond Preferred 11.9k | Chase Freedom 12k | Chase Sapphire Preferred 12k | US Bank Cash + Visa 13k | BankAmericard Cash Rewards Signature Visa 9.5k | M and T Bank Visa 10.9k | FICO TU 784 EQ 768 EX 784
Established Contributor
Posts: 1,048
Registered: ‎02-27-2012
0

Re: Visa Signature question

It won't be a Visa Signature add its below $5k. Its in the fine print when you apply which basically says that you apply for Visa Signature but if you don't qualify for it then it will be Platinum.

So this new card will report CL
AMEX: $0/$25,000, CSP: $0/$6500, Chase Priority Club: $0/$3500, Freedom: $0/$6000, Barclays NFL: $0/$7000 Discover: $0/$14,000, Citi Dividend: $0/$3500

EQ FICO - 728
TU FICO - 743
EX FICO(AMEX) - 712
Contributor
Posts: 122
Registered: ‎08-19-2012
0

Re: Visa Signature question

I'm sorry, I was unclear! I got a 2k CLI on my existing B of A Visa Signature card, not a new card.

Amex PR Gold NPSL | Amex BCP 16.5k| Amex Delta Gold Skymiles 14.9k | Amex BSP 5k | Discover 12.5k | Citi Diamond Preferred 11.9k | Chase Freedom 12k | Chase Sapphire Preferred 12k | US Bank Cash + Visa 13k | BankAmericard Cash Rewards Signature Visa 9.5k | M and T Bank Visa 10.9k | FICO TU 784 EQ 768 EX 784
Established Contributor
Posts: 1,048
Registered: ‎02-27-2012
0

Re: Visa Signature question

You can request it to be down graded to a regular platinum if you wish which will report CL
AMEX: $0/$25,000, CSP: $0/$6500, Chase Priority Club: $0/$3500, Freedom: $0/$6000, Barclays NFL: $0/$7000 Discover: $0/$14,000, Citi Dividend: $0/$3500

EQ FICO - 728
TU FICO - 743
EX FICO(AMEX) - 712
Valued Contributor
Posts: 2,489
Registered: ‎01-22-2012
0

Re: Visa Signature question

[ Edited ]

BofA seems to be quite hit-or-miss when it comes to Visa Signatures reporting CLs. It seems like some cards do (like mine does), but others don't. I don't know what are the differentiating factors, but it's one of those YMMV cases.

 

Some people have requested a change to a platinum card just so it reports. I don't know if it's worth it for everyone, but it's an option.

EX 798, EQ 789, TU 784
American Express Platinum (NPSL) || Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Barclays American Airlines Aviator Red World Elite Mastercard - $20,000 CL || Chase IHG Rewards World Mastercard - $25,000 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL || Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank Hilton Reserve Visa Signature - $20,000 CL || J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Contributor
Posts: 75
Registered: ‎11-12-2012
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Re: Visa Signature question

Mods please delete this thread. There is not need to post two similar questions in two different threads.
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Gardening since 12/20/2012
Frequent Contributor
Posts: 415
Registered: ‎05-23-2012
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Re: Visa Signature question

I have three Visa signature cards and I think they all report their limits.

Contributor
Posts: 122
Registered: ‎08-19-2012
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Re: Visa Signature question

The question posed here is actually different from the question I posted in the other thread. But that's ok! Feel free to delete this thread because I am stepping away from the Internet now! Smiley Tongue

Amex PR Gold NPSL | Amex BCP 16.5k| Amex Delta Gold Skymiles 14.9k | Amex BSP 5k | Discover 12.5k | Citi Diamond Preferred 11.9k | Chase Freedom 12k | Chase Sapphire Preferred 12k | US Bank Cash + Visa 13k | BankAmericard Cash Rewards Signature Visa 9.5k | M and T Bank Visa 10.9k | FICO TU 784 EQ 768 EX 784
Established Contributor
Posts: 653
Registered: ‎01-31-2013
0

Re: Visa Signature question


VWTUNER wrote:
Mods please delete this thread. There is not need to post two similar questions in two different threads.

I vote we let the thread live.  No need to rain on severine's parade.  -_-

 

Hey severine, grats on the CLI!

   
FICO Scores 800+
Contributor
Posts: 122
Registered: ‎08-19-2012
0

Re: Visa Signature question

Hahaha thanks Leadberry! Smiley Tongue

Amex PR Gold NPSL | Amex BCP 16.5k| Amex Delta Gold Skymiles 14.9k | Amex BSP 5k | Discover 12.5k | Citi Diamond Preferred 11.9k | Chase Freedom 12k | Chase Sapphire Preferred 12k | US Bank Cash + Visa 13k | BankAmericard Cash Rewards Signature Visa 9.5k | M and T Bank Visa 10.9k | FICO TU 784 EQ 768 EX 784

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