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@youngandcreditwrthy wrote:
Well...
I have a $5k freedom and it is NOT a siggy :-/
+1
Me too
@enharu wrote:
@boomhower wrote:Got a $5k not sig Freedom as well. Double check your limit OP.
so chase didn't give you a sig visa for your freedom? did you try to ask for one yet?
I tried, they said I have to wait a year.
Same here... although its been a year; I will wait a while before I upgrade to siggy. I may ask for an upgrade and CLI at the same time on my amazon chase card.
@Dustink wrote:
@enharu wrote:
@boomhower wrote:Got a $5k not sig Freedom as well. Double check your limit OP.
so chase didn't give you a sig visa for your freedom? did you try to ask for one yet?
I tried, they said I have to wait a year.
I know I'll get blasted for this, but if this is the case, any little bit of presitge Visa Signature has left will be gone pretty soon. Lenders already watered it down by awarding 5000 limits like they were 500 (myself included). I personally think the starting limit should be like 15 or 20 thousand, since those limits are more difficult to reach than 5000.
With Visa/MC's agreement with the DOJ to allow merchants to selectively offer a discount for non-rewards cards, it's hardly surprising issuers will just go ahead and hand out the Visa Signature cards.
If I were running a CC issuer, I'd go ahead and just hand out as standard the highest fee rewards cards period--classic "**bleep** for tat" strategy.
@navigatethis12 wrote:I know I'll get blasted for this, but if this is the case, any little bit of presitge Visa Signature has left will be gone pretty soon. Lenders already watered it down by awarding 5000 limits like they were 500 (myself included). I personally think the starting limit should be like 15 or 20 thousand, since those limits are more difficult to reach than 5000.
Bingo! I think that everyone lusting for a signature card never takes advantage of the minor perks anyways. It's just a status symbol or something. It's ironic to me that my highest limit card at $46,000 (once at $100,000 before credit crunch) is a regular Visa (my only regualr Visa) but my wallet if full of Visa Signatures and World Mastercards (and don't forget World Elite Mastercards) with much lower limits.
@scenery_guy wrote:
@navigatethis12 wrote:I know I'll get blasted for this, but if this is the case, any little bit of presitge Visa Signature has left will be gone pretty soon. Lenders already watered it down by awarding 5000 limits like they were 500 (myself included). I personally think the starting limit should be like 15 or 20 thousand, since those limits are more difficult to reach than 5000.
Bingo! I think that everyone lusting for a signature card never takes advantage of the minor perks anyways. It's just a status symbol or something. It's ironic to me that my highest limit card at $46,000 (once at $100,000 before credit crunch) is a regular Visa (my only regualr Visa) but my wallet if full of Visa Signatures and World Mastercards (and don't forget World Elite Mastercards) with much lower limits.
Yes, same for me (at a lower level!) Of my four highest CL Visas, only the 2nd one is a sig. And in the "real" world, it's not even a status symbol, I would think most people with a Signature aren't even aware that it is any different. (And in many cases it really isn't very different!)
the normal consumer probably don't know nor care about the difference between a visa, plat visa, or signature visa. Same for mastercard.
As long as the payment goes through and they get their rewards/cashback, they're happy.