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Valued Contributor
Posts: 1,840
Registered: ‎11-20-2016
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Visa Signature

Anyone have the Ebates and/or Amazon Visa Signature Cards? I want to know if they report the limit? Also could keep this topic up as a reference to any questions on Visa sigs if you want which is why I didn't put Ebates or Amazon Visa in the title.

TIA. Merry Christmas Eve.
FICO 08: TU= 786 (May) EQ= 774 (May) EX= 706 (May) Recent Approvals:Huntington Voice $12k/Amex PRG-NPSL Favorites: Discover It, USB Cash+, Amex PRG
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Posts: 15,341
Registered: ‎10-07-2014

Re: Visa Signature

[ Edited ]

Djgrolyos wrote:
Anyone have the Ebates and/or Amazon Visa Signature Cards? I want to know if they report the limit? Also could keep this topic up as a reference to any questions on Visa sigs if you want which is why I didn't put Ebates or Amazon Visa in the title.

TIA. Merry Christmas Eve.

Yes they report the limits.   As for keeping the topic 'up', threads stay active and die due to interest.  In reality, there is plenty of information here and elsewhere on Visa Signature.  You'll find plenty of info right at the Visa Signature web page.  I'll also add that while there seems to be a lot of fascination here about getting cards that are Visa Signatures and/or World Elite Mastercards, the vast majority of people will never use any of the benefits, not that they are that great in the first place.  CC companies like them because they can charge merchants a higher fee when customers use them.

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Posts: 643
Registered: ‎03-29-2007
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Re: Visa Signature

I Totally agree

 

98% of people don't take advantage of World,Elite,Signature very often or at all. I've only used the extra benefits once, that was with concierge to find me Sold Out Blue Man Group tickets. 

Amex PRG NPSL I Chase Marriott $15k I Venture $15.3k I Chase IHG $5.6k l Amazon $6k l Chase Hyatt 18k l Barclays $1.4k Venture $12k l Discover it $3.5k l Express Next $3.1k l Amex EverDay $15K l Credit One $1.9k l Cabelas 1k Wayfair $7.1k I 6.5k Walmart $8k l SG $5.2k l Target $2200 l AU Shell Gas $900 opened in 1974 l Ex 667Tu 667 Eq 662

Anything worth fighting for is worth fighting dirty for.
Super Contributor
Posts: 15,238
Registered: ‎04-22-2013

Re: Visa Signature


Irish80 wrote:

Djgrolyos wrote:
Anyone have the Ebates and/or Amazon Visa Signature Cards? I want to know if they report the limit? Also could keep this topic up as a reference to any questions on Visa sigs if you want which is why I didn't put Ebates or Amazon Visa in the title.

TIA. Merry Christmas Eve.

Yes they report the limits.   As for keeping the topic 'up', threads stay active and die due to interest.  In reality, there is plenty of information here and elsewhere on Visa Signature.  You'll find plenty of info right at the Visa Signature web page.  I'll also add that while there seems to be a lot of fascination here about getting cards that are Visa Signatures and/or World Elite Mastercards, the vast majority of people will never use any of the benefits, not that they are that great in the first place.  CC companies like them because they can charge merchants a higher fee when customers use them.


Also I think that reporting limits is pretty universal now.   There was a time when Visa Sigs didn't, then BoA was the major hold out, but now they do as well, so this is a non issue.

 

To echo Irish: you need to remember that (outside of rebuilders) Visa Sig/WMC/WEMC are now very very common, as the banks prefer to issue them for the higher fees.   Because they are so widely available, it wouldn't make sense to have really really good and useful benefits....

Valued Contributor
Posts: 1,840
Registered: ‎11-20-2016
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Re: Visa Signature

I wasn't saying they are great or even better than Platinum cards or regular cards. Most ppl never use the benefits anyway. I see a lot of ppl on here get excited when they get the Sig version of cards but to me it isn't a big deal. If my post gave that impression idk how-didn't mention it-nor was I saying they are all that great. But since the benefits got brought up:

I think the warranty coverage is pretty kick a@@.
Rental car insurance waiver would be nice if I rent a car.

Other than that I don't use any of them much. In fact my US Bank one I wanted them to give me the platinum version and they wouldn't. It makes me mad they don't show you your available credit online or your limit. Stupid. I like to see the available credit.

Also... to add: i wasn't saying we had to keep this thread open...... I just was pointing out I titled it that way in case someone wanted to chime in on other ones besides USB or Ebates.
FICO 08: TU= 786 (May) EQ= 774 (May) EX= 706 (May) Recent Approvals:Huntington Voice $12k/Amex PRG-NPSL Favorites: Discover It, USB Cash+, Amex PRG
Super Contributor
Posts: 15,238
Registered: ‎04-22-2013
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Re: Visa Signature


Djgrolyos wrote:
I wasn't saying they are great or even better than Platinum cards or regular cards. Most ppl never use the benefits anyway. I see a lot of ppl on here get excited when they get the Sig version of cards but to me it isn't a big deal. If my post gave that impression idk how-didn't mention it-nor was I saying they are all that great. But since the benefits got brought up:

I think the warranty coverage is pretty kick a@@.
Rental car insurance waiver would be nice if I rent a car.

Other than that I don't use any of them much. In fact my US Bank one I wanted them to give me the platinum version and they wouldn't. It makes me mad they don't show you your available credit online or your limit. Stupid. I like to see the available credit.

Also... to add: i wasn't saying we had to keep this thread open...... I just was pointing out I titled it that way in case someone wanted to chime in on other ones besides USB or Ebates.

Auto rental waiver is the same for both Plat and Sig, see https://usa.visa.com/support/consumer/card-benefits.html#3

 

Re warranty:  as you see from the link, some plat cards cover this as well.  But as for it's kick-ass ness or otherwise, that depends on how easy it is to use.   YMMV here but yes, potentially worthwhile although extended warranty coverage (for longer) is also often cheap.

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Valued Contributor
Posts: 2,263
Registered: ‎06-19-2016
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Re: Visa Signature

My Chase Amazon Visa Signature does report.
American Express PRG__American Express BCE__Chase Amazon__Chase United TravelBank


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