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Frequent Contributor
b_seeker
Posts: 390
Registered: ‎03-24-2013
0

Visa Signature?

I thought the Visa Signature was for $5000 credit limit? I just got my Amazon Visa in the mail today and it is a signature with a $1800 limit. Odd thing is, my Freedom came in the mail today as well and it isn't a World Mastercard despite being the higher limit. ($2700)



|| Barclaycard Rewards Visa $5500 || AMEX BCE $2000 || Discover IT $3000 || Amazon Rewards Visa $1800 ||
|| Chase Freedom $2700 || CSP $5000 || Chase Marriott Premier $7500 || Sallie Mae MC $3800 ||

FICO Scores: EX 752 (3/13/13) || EQ 782 (10/4/13) || TU 724 (1/18/13)

In the garden as of 10/12/2013
Super Contributor
enharu
Posts: 7,132
Registered: ‎02-27-2013
0

Re: Visa Signature?

visa signature is 5000 minimum.

maybe chase up'ed your CL. your 1800 might be your initial temporary CL. Chase does that sometimes. Best way to verify is to call.

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Moderator
09Lexie
Posts: 26,659
Registered: ‎09-13-2012
0

Re: Visa Signature?

Signature minimum limits are determined by the issuer. Most but not all start at $5k. Some issuers don't even offer a signature card I.e. DCU even though the CL are high enough.
Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Visa Signature?

Well...
I have a $5k freedom and it is NOT a siggy :-/
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: Visa Signature?

@young you can request it be a world MC but you have to have the account open for 13 months.



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
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Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Visa Signature?

Ahh.. Well mine's a Visa.
Heh 13 months lol silly rule!
I have five more months to go then lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
boomhower
Posts: 1,863
Registered: ‎09-20-2011
0

Re: Visa Signature?

Got a $5k not sig Freedom as well.  Double check your limit OP. 

Super Contributor
enharu
Posts: 7,132
Registered: ‎02-27-2013
0

Re: Visa Signature?


boomhower wrote:

Got a $5k not sig Freedom as well.  Double check your limit OP. 


so chase didn't give you a sig visa for your freedom? did you try to ask for one yet?

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Frequent Contributor
b_seeker
Posts: 390
Registered: ‎03-24-2013
0

Re: Visa Signature?

Just to update. My letter that came with my CC said my balance was $1800. I just got the time to set up my online account. I confirmed the balance is still $1800 so I have a Visa Signature with $1800 CL. It's odd but I'm not complaining at all. It looks great on the card.



|| Barclaycard Rewards Visa $5500 || AMEX BCE $2000 || Discover IT $3000 || Amazon Rewards Visa $1800 ||
|| Chase Freedom $2700 || CSP $5000 || Chase Marriott Premier $7500 || Sallie Mae MC $3800 ||

FICO Scores: EX 752 (3/13/13) || EQ 782 (10/4/13) || TU 724 (1/18/13)

In the garden as of 10/12/2013
Blogger
HiLine
Posts: 3,176
Registered: ‎10-19-2012
0

Re: Visa Signature?

[ Edited ]

 


b_seeker wrote:

Just to update. My letter that came with my CC said my balance was $1800. I just got the time to set up my online account. I confirmed the balance is still $1800 so I have a Visa Signature with $1800 CL. It's odd but I'm not complaining at all. It looks great on the card.



Congratulations! You're the first one I know that have a sub-2k CL Visa Signature card. It's a great family of cards to have in your portfolio. :smileywink:


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