Dont let all your CCs report 0 balance this leads to a Fico score drop, you want to have 1 CC always reporting a small balance. 3 cards is the minimum needed to really optimize your Fico.
@Anonymous wrote:
I have been using the Amex prequalification site for the past week, always getting approved for the BCE and ED cards but not offered any type of sign on bonus or 0% starting apr.
Will Amex get annoyed because I am not taking their offer ?
All of a sudden I am not getting any offers at all.
Could anyone tell me why ?
Have I worn out my welcome ?
referral links will provide the sign-up bonus.
Starting Score: Ex08-732,Eq08-713,Tu08-717