Credit Cards Center Credit cards from our partners
Regular Contributor
Posts: 138
Registered: ‎09-10-2012


I opened my walmart card back in September and I got a $400 starting limit

I tried since then throught the backdoor number to get a CLI but was denied twice and was told i would get a response by mail

Today I logged into my online account to check my free TU Fico Score and suddenly i see that my limit is $1050 !!!


How is that possible ?

Is it because i got my first fico score and it's a good score ? or is it the last CLI attempt that was approved and not denied like the CSR told me ?

Any personal experiences ?



Starting Score: EX 734 TU 749
Current Score: EX 734 TU 749
Goal Score: EX 766 TU 770

Take the myFICO Fitness Challenge
Established Contributor
Posts: 772
Registered: ‎01-03-2012


Actually, this is fairly typical for GE, and it's happened to me and many others here.  I asked for a CLI on both my Walmart/PayPal cards earlier this year, was declined on both, and three weeks later had auto-increases on both accounts.  Go figure... Smiley Tongue

Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Valued Contributor
Posts: 2,300
Registered: ‎07-23-2012



it could be a factor. 

scores arent up yet though =/ 

they have until the 14th to post them (10 business days of the month) 


as for cli if you want call the backdoor number and ask for another increase. as its only a soft pull ethier way. 

ge and walmart grows with you fast. 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9

2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012


Nice, Congrats on the increase!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.