12-04-2012 09:51 PM
I opened my walmart card back in September and I got a $400 starting limit
I tried since then throught the backdoor number to get a CLI but was denied twice and was told i would get a response by mail
Today I logged into my online account to check my free TU Fico Score and suddenly i see that my limit is $1050 !!!
How is that possible ?
Is it because i got my first fico score and it's a good score ? or is it the last CLI attempt that was approved and not denied like the CSR told me ?
Any personal experiences ?
12-04-2012 09:57 PM
Actually, this is fairly typical for GE, and it's happened to me and many others here. I asked for a CLI on both my Walmart/PayPal cards earlier this year, was declined on both, and three weeks later had auto-increases on both accounts. Go figure...
12-04-2012 10:14 PM
it could be a factor.
scores arent up yet though =/
they have until the 14th to post them (10 business days of the month)
as for cli if you want call the backdoor number and ask for another increase. as its only a soft pull ethier way.
ge and walmart grows with you fast.
|Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)|
Starting total revolving credit: $2600 | Current total revolving credit: $21,600
Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012
|Amex Zync(Unicorn) |
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO