Ok. I guess i meant no balance reported on my statement closing date! lol... I am using it once a month every month but usually pay within 7 days. Thanks!!! will update my experience with my very 1st cli next month. Hope its a few hundred and not 75.00 bucks like i have read they sometimes give...
CCC's don't care (probably don't even notice) if a balance reports. That's strictly a scoring phenomenon.
They might care about whether you carry a balance, and they get some money off of you. My personal feeling is that if they require me to give them interest to make them a good card, they're headed for the shredder. But I realize that it's different when you're starting or restarting.
Any experience out there to say whether carrying a balance on WalMart helps with CLI's?