04-24-2010 03:57 AM
Has anyone been at the walmart checkout and used the cash back option with your credit card, it states you can pull at least $120.00 and it is not like a cash advance and just goes against your available credit, is this actually true. does it beat going to the atm. Thanks for any information.
04-24-2010 05:13 AM
Sams does that and it just counts as a purchase. Since Sams and Walmart are the same company, I would assume it is the same. My Sams card is a GEMB product if that helps.
04-24-2010 06:30 AM
I have done this, was 40 dollars right after Christmas. I'm not sure how bad it looks against your account, but I have put off requesting a CLI in fear they will deny me based utilizing the cash back option. IF I acquire the courage soon I will report back any success or failure and if it was due to using cash back.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.