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Valued Contributor
Posts: 1,544
Registered: ‎01-29-2008
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Has anyone been at the walmart checkout and used the cash back option with your credit card, it states you can pull at least $120.00 and it is not like a cash advance and just goes against your available credit, is this actually true.  does it beat going to the atm.  Thanks for any information.

Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Super Contributor
Posts: 5,807
Registered: ‎10-06-2007
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Sams does that and it just counts as a purchase.  Since Sams and Walmart are the same company, I would assume it is the same.  My Sams card is a GEMB product if that helps.

10/17/2017 FICO: EQ 829 TU 830 EX 826
New Contributor
Posts: 57
Registered: ‎03-26-2010
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I have done this, was 40 dollars right after Christmas.   I'm not sure how bad it looks against your account, but I have put off requesting a CLI in fear they will deny me based utilizing the cash back option.  IF I acquire the courage soon I will report back any success or failure and if it was due to using cash back.  Smiley Very Happy

Starting Score: 610
Current Score: 676
TU: 678
Goal Score: 740

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Established Contributor
Posts: 536
Registered: ‎03-17-2010
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it counts as a purchase, but is recorded as "quick cash" on the statement.
Senior Contributor
Posts: 4,834
Registered: ‎04-20-2007
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I wouldn't overdo this feature. My SO did this a couple of times to me when I gave her the card. LOL.

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