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Valued Contributor
Posts: 1,540
Registered: ‎01-29-2008
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WALMART CREDIT CARD CASH BACK

Has anyone been at the walmart checkout and used the cash back option with your credit card, it states you can pull at least $120.00 and it is not like a cash advance and just goes against your available credit, is this actually true.  does it beat going to the atm.  Thanks for any information.


Starting Score: EQ 546 TU 566
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Super Contributor
Posts: 5,702
Registered: ‎10-06-2007
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Re: WALMART CREDIT CARD CASH BACK

Sams does that and it just counts as a purchase.  Since Sams and Walmart are the same company, I would assume it is the same.  My Sams card is a GEMB product if that helps.

11/28/2014 FICO: EQ: 796 EX:788 TU:803
New Contributor
Posts: 57
Registered: ‎03-26-2010
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Re: WALMART CREDIT CARD CASH BACK

I have done this, was 40 dollars right after Christmas.   I'm not sure how bad it looks against your account, but I have put off requesting a CLI in fear they will deny me based utilizing the cash back option.  IF I acquire the courage soon I will report back any success or failure and if it was due to using cash back.  :smileyvery-happy:


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Established Contributor
Posts: 536
Registered: ‎03-17-2010
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Re: WALMART CREDIT CARD CASH BACK

it counts as a purchase, but is recorded as "quick cash" on the statement.
Senior Contributor
Posts: 4,831
Registered: ‎04-20-2007
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Re: WALMART CREDIT CARD CASH BACK

I wouldn't overdo this feature. My SO did this a couple of times to me when I gave her the card. LOL.

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