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Super Contributor
Ron1
Posts: 5,474
Registered: ‎05-23-2009
0

Re: WALMART FICO IS UP (SEPT/2012)!!!!

769, No Change.

 

 

 

Ron.

Regular Contributor
cd2004
Posts: 147
Registered: ‎07-19-2010
0

Re: WALMART FICO IS UP (SEPT/2012)!!!!

I am up 4pts to 675... I have an additional 4 inq since last month so no bad. I know it will drop alot once my new accounts hit.

Starting scores Jan 2011: EQ: 510(fico) TU:521(fico) EX?
June 2014 scores EQ08:683 TU08:667 EX:651(amex)
Goal: 700's

in my wallet:BarclayMR $7k/CareCredit $7k/DiscoverIT $6k/Ashley furn. $5k/Springstone $5k/Kanes furn $3.5k/Walmart $2.7k/Cap 1 Plat.$ 2.5k/JCP $2.5k/Chase freedom $1.7k/TJX $1.7k/Cap 1 cash $1.5k/Amex delta $1k/Victoria $950/Paypal $800
Regular Contributor
roxy382
Posts: 129
Registered: ‎01-09-2012
0

Re: WALMART FICO IS UP (SEPT/2012)!!!!

Down 13pts for 3 new TLs. (Two student loans One CC) not bad.
In My Wallet: Amazon (5/2011) $2200 -- CareCredit (9/11) $4200 -- Capital One Green Cash Rewards (01/12) $3000 -- Citi Forward (1/12) $2500 -- Walmart Store Card (1/12) $1100 -- Maurices (8/12) $200

Starting Score: EX 567 9/13/2010
Current Score: EX(FAKO) 639 EQ(FAKO) 628 TU(FAKO) 662 11/13/2012
Goal Score: 750
Established Member
Gemini
Posts: 29
Registered: ‎01-06-2010
0

Re: WALMART FICO IS UP (SEPT/2012)!!!!

Im up +2 points.. 794... Just opened a Dillards AMEX 6,000 cl and Apple Barclays 10,000...looking good

Established Contributor
compassion101
Posts: 646
Registered: ‎06-06-2012
0

Re: WALMART FICO IS UP (SEPT/2012)!!!!

down 18 points to 711...not surprised or worried as I have couple new accounts, have transferred a balance, and being in the garden I'm not trying to optimize my score as far as number of cards reporting a balance and overall util (37%)...the number I'm very happy with is interest paid this month on balances will be $0

 

 

Frequent Contributor
AZHeather
Posts: 304
Registered: ‎04-26-2012
0

Re: WALMART FICO IS UP (SEPT/2012)!!!!

OUCH!!  Made my payments (on 2 cards) the day after my statements posted to the CRA's, so my heavy balances (that I PIF every month usually before the statement cuts) dinged my score by a whopping 45 points!  I checked my reports to make sure there was nothing else that happened, but it was just the utilization.  So, for those of you wondering how much impact your utilization has....there it is!  Fortunately, I am in the garden so it's not a problem, but does make you feel like you're going to lose your lunch to see that kind of drop in your score.  lol


Starting Score: 634 EQ-FICO (4/20/12) 579 EX-FAKO (4/30/12) 629 TU-FICO (5/6/12)
Current Score: 698 EQ-FICO (11/26/12) 705 EX-(11/21/12) 698 TU-FICO (11/26/12)
Goal Score: 720 (for starters)


Take the FICO Fitness Challenge ~ In the garden until June 2013!
Frequent Contributor
iMacDrew
Posts: 350
Registered: ‎07-13-2012
0

Re: WALMART FICO IS UP (SEPT/2012)!!!!

From 754 to 719 after 3 new TLs and a brand new car loan. Not bad 

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Valued Member
MetalguitarJames
Posts: 35
Registered: ‎03-05-2012
0

Re: WALMART FICO IS UP (SEPT/2012)!!!!

633 to 652. Not bad but the Walmart FICO is usually lower than the myfico version.

 

:smileysad:

Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: WALMART FICO IS UP (SEPT/2012)!!!!

Down 6 to 699 :smileymad:




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
Sparkz1920
Posts: 271
Registered: ‎08-09-2009
0

Re: WALMART FICO IS UP (SEPT/2012)!!!!

Im up one point....I had a 669 and not it is a 670....Anywayz

 

But in other good news, I was offered to upgrade to the Discover Card with Walmart and a 4K limit so Im quite alright.

 

 


Starting Score: 601
Current Score: 670
Goal Score: 700


Take the FICO Fitness Challenge

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