OUCH!! Made my payments (on 2 cards) the day after my statements posted to the CRA's, so my heavy balances (that I PIF every month usually before the statement cuts) dinged my score by a whopping 45 points! I checked my reports to make sure there was nothing else that happened, but it was just the utilization. So, for those of you wondering how much impact your utilization has....there it is! Fortunately, I am in the garden so it's not a problem, but does make you feel like you're going to lose your lunch to see that kind of drop in your score. lol
Starting Score: 634 EQ-FICO (4/20/12) 579 EX-FAKO (4/30/12) 629 TU-FICO (5/6/12)
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