09-14-2012 07:16 AM
I am up 4pts to 675... I have an additional 4 inq since last month so no bad. I know it will drop alot once my new accounts hit.
09-14-2012 07:28 AM
09-14-2012 11:38 AM
down 18 points to 711...not surprised or worried as I have couple new accounts, have transferred a balance, and being in the garden I'm not trying to optimize my score as far as number of cards reporting a balance and overall util (37%)...the number I'm very happy with is interest paid this month on balances will be $0
09-14-2012 11:50 AM
OUCH!! Made my payments (on 2 cards) the day after my statements posted to the CRA's, so my heavy balances (that I PIF every month usually before the statement cuts) dinged my score by a whopping 45 points! I checked my reports to make sure there was nothing else that happened, but it was just the utilization. So, for those of you wondering how much impact your utilization has....there it is! Fortunately, I am in the garden so it's not a problem, but does make you feel like you're going to lose your lunch to see that kind of drop in your score. lol
09-14-2012 05:21 PM
Im up one point....I had a 669 and not it is a 670....Anywayz
But in other good news, I was offered to upgrade to the Discover Card with Walmart and a 4K limit so Im quite alright.