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WALMART FICO IS UP (SEPT/2012)!!!!

Mega Contributor

Re: WALMART FICO IS UP (SEPT/2012)!!!!

@Sparkz how long have you had the WM account open?



EQ FICO 548 3/3/16
Message 41 of 61
Frequent Contributor

Re: WALMART FICO IS UP (SEPT/2012)!!!!


LS2982 wrote:
@Sparkz how long have you had the WM account open?

I believe Ive had Walmart for about a year and a half. I was really surprised. i just app'd for the SAMS club discover and got the store card instead. When it comes, Ill be calling to cancel it


Starting Score: 601
Current Score: 670
Goal Score: 700


Take the FICO Fitness Challenge

NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K
Message 42 of 61
Frequent Contributor

Re: WALMART FICO IS UP (SEPT/2012)!!!!

I still dont get it .... I added a  $35,000 car loan for a 2012 4runner and my score goes UP ??!    To 734 from 707..... ? What a mystery it remains.....

TU-721 (MortgagePull) EQ- 697(MortgagePull ) EXP 693(MortgagePull) FWEB 24,2015
My Wallet : Dicover More 35,500 CL -Amex Zync NPSL -WellsFargoRewards4800 - -CapOne 3000CL -GEMBWalMart 5000CL - Zales 4000CL-Kays 2900--Macys 5000CL /SSFCU 5000CL / CitiBank Diamond Pref 15000CL - CHASE Freedom 13500CL -Lowes 10,000 CL - BBuyStoreCard 10,000CL Sears Store Card (Citi) 3000 - Firestone CFNB 1400 Toyota Financial $35,000 Auto -2200DiscountTire(GECRB) Citi TY Preferred 8100CL - Chase Slate$4000-BofA15000-ToyotaRewardsVisa$10,700 -BofA$8500 AMEX BCE 9,500
Message 43 of 61
New Contributor

Re: WALMART FICO IS UP (SEPT/2012)!!!!

You have to log into the full site when using an iPad.   I recently figured that out.

Message 44 of 61
New Contributor

Re: WALMART FICO IS UP (SEPT/2012)!!!!

Up 4 points...now at 644.

Message 45 of 61
Established Contributor

Re: WALMART FICO IS UP (SEPT/2012)!!!!


MetalguitarJames wrote:

633 to 652. Not bad but the Walmart FICO is usually lower than the myfico version.

 

Smiley Sad


I kinda agree, myfico TU here was 658, when my walmart fico was 640 (both from last month)


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 46 of 61
Frequent Contributor

Re: WALMART FICO IS UP (SEPT/2012)!!!!


nuggets321 wrote:

I still dont get it .... I added a  $35,000 car loan for a 2012 4runner and my score goes UP ??!    To 734 from 707..... ? What a mystery it remains.....


2 days after i got approved for a Delta Skymiles and a AAdvantage Amex Cit... My score went from 658 to 670. I had to have had at the time at least 4 new inquiries from doing an app spree


Starting Score: 601
Current Score: 670
Goal Score: 700


Take the FICO Fitness Challenge

NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K
Message 47 of 61
Frequent Contributor

Re: WALMART FICO IS UP (SEPT/2012)!!!!

642 to 660 18 pt jump

01/06/2015 Walmart TU 726
01/06/2015MyFico EQ 705
01/10/2014 USAA FAKO EX 728, EQ 728, TU 728
Discover It $1700, USAA Cash Rewards AMEX $11K, USAA Rewards Platinum MC $12K, CareCredit $13.2K, Chase Freedom $5000, Walmart $4500, Lowes $9800, QVC $1200, HSN $2350, Macys Red Star Store $2900, Paypal smart connect $4022, VS Angelcard $1200, Amazon Store $2500, BCE $4K, Sam's Club Discover $8500, Home Depot $7200, FNBO AMEX $7800
Message 48 of 61
Regular Contributor

Re: WALMART FICO IS UP (SEPT/2012)!!!!

where do you access the walmart fico on walmart.com? or do I have a completely wrong web address?

Jun 2012 FICO® ~ 734 EQ
Sep 2012 FICO® ~ 684 EQ; 734 TU
Oct 2012 FICO® ~ TBA

Goal for 2014 ~760+

Trying to stay in the garden...but also trying to get as many apps as possible for now Smiley Wink
Message 49 of 61
Super Contributor

Re: WALMART FICO IS UP (SEPT/2012)!!!!

On your CC portal. When you log in it'll say "View your FICO score" right under the account summary

Message 50 of 61