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@jeffery581 wrote:WM MC 5k limit. 1K cash advance. I use it, sometimes. Dumb paying for the fees but I use it for convenience, a few times a year. WM not my favorite place. I don't think all "cash advances are bad". .?
Are there fees for getting cash at the register with a purchase?
I've not used this feature yet with my Sam's Club MasterCard, but I always thought it would work like Discover's 'cash over' feature, in that it would be like a purchase. In the past with a HSBC Discover card the 'cash over' amount was simply combined with the purchase, with the combined amount shown on the statement as a single transaction.
@UncleB wrote:
@jeffery581 wrote:WM MC 5k limit. 1K cash advance. I use it, sometimes. Dumb paying for the fees but I use it for convenience, a few times a year. WM not my favorite place. I don't think all "cash advances are bad". .?
Are there fees for getting cash at the register with a purchase?
I've not used this feature yet with my Sam's Club MasterCard, but I always thought it would work like Discover's 'cash over' feature, in that it would be like a purchase. In the past with a HSBC Discover card the 'cash over' amount was simply combined with the purchase, with the combined amount shown on the statement as a single transaction.
No fees at all associated with getting cash back on either Walmart card or Sam's Mastercard. It's a nice feature of both cards.
@Anonymous wrote:I'm not even showing a cash limit. (Store card)
OTOH, for the first time in months, the chat option is there. Now that I don't need it, of course.
It's on your statement. You can't see it on online summary page. View last statement online and you will see it.
@jeffery581 wrote:WM MC 5k limit. 1K cash advance. I use it, sometimes. Dumb paying for the fees but I use it for convenience, a few times a year. WM not my favorite place. I don't think all "cash advances are bad". .?
What fee? I used this feature about a year ago and I didn't have a fee.
@UncleB wrote:
@jeffery581 wrote:WM MC 5k limit. 1K cash advance. I use it, sometimes. Dumb paying for the fees but I use it for convenience, a few times a year. WM not my favorite place. I don't think all "cash advances are bad". .?
Are there fees for getting cash at the register with a purchase?
I've not used this feature yet with my Sam's Club MasterCard, but I always thought it would work like Discover's 'cash over' feature, in that it would be like a purchase. In the past with a HSBC Discover card the 'cash over' amount was simply combined with the purchase, with the combined amount shown on the statement as a single transaction.
I didn't have a fee, but I PIF before my statement cut. I'm not sure if that makes a difference. I will use the feature again this month but I won't PIF before the statement generates to see what happens.
There are no fees at all on both Sam's and Walmart cards to get cash back in a Walmart or Sam's Club, no matter when you pay your bill.
You would of course accumulate interest if you allowed the balance to progress into the next statement period. I think people are confusing fees and interest here.