I applied yesterday and received the famous "2-4 weeks" message. I called this morning and they finalized my application and said I was approved for $1500. That's not huge for a lot of people but for ME it's great! I finally feel like I'm getting things on track. Hopefully I'll have as good luck with WAMU as a lot of people on here claim to have had.
They pulled EX in Atlanta, GA. and my score is 661 as of 04/15.
Thanks forum! I definitely have a lot of you to thank.
I'm not sure about WAMU's forumla, and everyone's situation is different. I have always carried a balance, and paid it off within 3-6 months on this card. I got the card in 2006, with a starting credit line of 11K. I'm now up to a 15,500 CL I believe. In 2005, I started paying off a TON of CC debt. I used this card for all of the low rate balance transfer offers. I currently have a balance of 2,500 on it, that I will have paid off in Oct. This is the only CC balance I have at present, so my total utilization is very low.
I've been increased once every 6 months. Pay on time, and pay more than the minimum due, and I think you'll be good to go.