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Contributor
myficomatt
Posts: 119
Registered: ‎01-03-2008
0

WAMU Approved!

I applied yesterday and received the famous "2-4 weeks" message. I called this morning and they finalized my application and said I was approved for $1500. That's not huge for a lot of people but for ME it's great! :smileyvery-happy: I finally feel like I'm getting things on track. Hopefully I'll have as good luck with WAMU as a lot of people on here claim to have had.

They pulled EX in Atlanta, GA. and my score is 661 as of 04/15.

Thanks forum! I definitely have a lot of you to thank.
Established Contributor
CanDoAttitude
Posts: 878
Registered: ‎04-08-2008
0

Re: WAMU Approved!

Super Congrats myficomatt!!! :smileyhappy:
 
It must feel good to finally be getting back on your
feet credit-wise. Most folks here in the forum are
very pleased with WAMU, so take great care of
that card and doors will start opening that you didn't
know existed. :smileyhappy:
 
Once again, Congratulations on the new card! :smileyvery-happy:
 
 
CanDo
 
"The right attitude is everything"
Established Contributor
glamchick
Posts: 529
Registered: ‎01-09-2008
0

Re: WAMU Approved!

Yay congrats!!!!  I just got mine in the mail.  It takes about a week to get.

Starting Score: 501
Current Score: 589/598
Goal Score: 700


Take the FICO Fitness Challenge
Contributor
myficomatt
Posts: 119
Registered: ‎01-03-2008
0

Re: WAMU Approved!

Thanks you all! I'm trying to decide if I should APP for another card while I'm at it or just call it quits for now. Any ideas? :smileyvery-happy:
Established Contributor
CanDoAttitude
Posts: 878
Registered: ‎04-08-2008
0

Re: WAMU Approved!

[ Edited ]
Hi again Matt, :smileyhappy:
 
I guess it depends how many cards you have right now.
 
Opinions vary, but the magic number seems to be 3.
Just rotate the usage so that all of them are active. :smileyhappy:
 
If you have more than 3 cards now, I'd focus on paying on time,
keeping util low and getting credit limit increases every 3-6 months. :smileyhappy:
 
If you have less than 3 cards, keep apping until you have 3.
Then pay on time and focus on CLI's. :smileyhappy:
 
Like I said, opinions vary. :smileywink:
 
Congrats again on the card! :smileyvery-happy:
 
 
CanDo
 
"The right attitude is everything"


Message Edited by CanDoAttitude on 05-28-2008 06:47 AM

Message Edited by CanDoAttitude on 05-28-2008 06:49 AM
Regular Contributor
Ishmael109
Posts: 184
Registered: ‎03-04-2008
0

Re: WAMU Approved!

Congrats!! I love WAMU, despite the negative publicity they get around here. Use the card wisely, and you will get CLI's.:smileyhappy:
Moderator Emeritus
cheddar
Posts: 6,794
Registered: ‎09-29-2007
0

Re: WAMU Approved!



Ishmael109 wrote:
Congrats!! I love WAMU, despite the negative publicity they get around here. Use the card wisely, and you will get CLI's.:smileyhappy:


Me too!
 
They gave me a WaMu Real Rewards MC with $15K and 0% for 21 months when the most anyone else would give me was $2500.
 
I have no complaints about WaMu.  (Well, other than the lack of online statements.)
 
----------------------------
App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. :smileysurprised: )
Contributor
myficomatt
Posts: 119
Registered: ‎01-03-2008
0

Re: WAMU Approved!

So for you WAMU alumni, what do you think is the best way I should use the card for a good chance of CLI?
Regular Contributor
Ishmael109
Posts: 184
Registered: ‎03-04-2008
0

Re: WAMU Approved!

I'm not sure about WAMU's forumla, and everyone's situation is different. I have always carried a balance, and paid it off within 3-6 months on this card. I got the card in 2006, with a starting credit line of 11K. I'm now up to a 15,500 CL I believe. In 2005, I started paying off a TON of CC debt. I used this card for all of the low rate balance transfer offers. I currently have a balance of 2,500 on it, that I will have paid off in Oct. This is the only CC balance I have at present, so my total utilization is very low.
 
I've been increased once every 6 months. Pay on time, and pay more than the minimum due, and I think you'll be good to go.:smileyhappy:
Established Member
lookingfor700
Posts: 47
Registered: ‎05-13-2008
0

Re: WAMU Approved!

:smileysad: Im Blacklisted :smileysad:   Come on WAMU, i was 18 years old when i had that Providian Card, and its paided OFF!

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