WAMU FREE FICO SCORES...

[Anonymous]

Hmmmm, that is interesting. I guess they are making me wait because I have good things coming from them. Oh well IDK, they are not really my fav but not really my worst so ok. Maybe I just need to make the card a little more active, so they can notice me. I think I can use them for my daily starbucks trips, that definitely should help in the activety dept.

[Anonymous]

I posted the details on my latest disappointment on FICO vs. PFICO.

Now I'm upping my recognition to 3 scoring catagories: FICO, FAKO, and PFICO.

Kind of shakes one's confidence, doesn't it?

[Anonymous]

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jaybee wrote:

Hmmmm, that is interesting. I guess they are making me wait because I have good things coming from them. Oh well IDK, they are not really my fav but not really my worst so ok. Maybe I just need to make the card a little more active, so they can notice me. I think I can use them for my daily starbucks trips, that definitely should help in the activety dept.

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I don't hold out a lot of hope for my increase this time around simply because I tok a PFICO hit on opening my latest card.  Either way won' close this one, as I said, they have been really good to me IMHO

[dizzier]

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@Anonymous wrote:

Open a card for a score...nah!!! Basically the only thing you can do is track your progress regardless of where it comes from. The CBs update instantly and something can change over night and you may notbe aware for days. Jsut pay on time more than min and don't get app happy and keep uti down and everyone should be fine. Just keep in mind that the credit card industry uses a different scoring formula than the FICO you see here and changes on your credt cards may effect your bankcard score more than your FICO classic

Message Edited by Brammy on 11-17-2007 05:12 PM

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good sound practical advice

[Anonymous]

I agree with previous posters" i would never open account only to get a free fico, but it might sway me if i were interested in a card with the same features, minus the FICO. I currently have a WAMU card so i enjoy the free TU-PFICO. Does anyone know of CC that currently offer's a free FICO for EX or EQ.

[Kris1228]

Recieved my card, 30 minutes later activated online access at wamucard.com and my Experian bancard fico was there but no other data about my report or anything..

[Anonymous]

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GB wrote:
I agree with previous posters" i would never open account only to get a free fico, but it might sway me if i were interested in a card with the same features, minus the FICO. I currently have a WAMU card so i enjoy the free TU-PFICO. Does anyone know of CC that currently offer's a free FICO for EX or EQ.

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WaMu is the only card that offers a free FICO/PFICO of any kind.

The WaMu PFICO comes either from TU or EX.  Which one you get varies from cardholder to cardholder.

[Anonymous]

Kris,

you will get the detais after 2-3 months.

Thanks,

Sampath

[Anonymous]

My EX FICO disappeared the second month

Now - both my Visa and MC both have the TU PFICO

Never had detail on the EX score

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cheddar wrote:

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GB wrote:
I agree with previous posters" i would never open account only to get a free fico, but it might sway me if i were interested in a card with the same features, minus the FICO. I currently have a WAMU card so i enjoy the free TU-PFICO. Does anyone know of CC that currently offer's a free FICO for EX or EQ.

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WaMu is the only card that offers a free FICO/PFICO of any kind.

The WaMu PFICO comes either from TU or EX.  Which one you get varies from cardholder to cardholder.

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[Anonymous]

I also have the Wamu card and see that credit score.  Wamu says my score is 752 but my actual Transunion score, that I just got a week ago, says it is 765.  I wonder why there is such a big difference between them.  I could understand if I had some minor baddies related to credit cards but, I don't.  Only one bad, an auto loan that I co-signed for and paid off 7 years ago when the borrower (my daughter) defaulted.  That will be coming off in Dec of this year.